Who is GetixHealth?
GetixHealth, LLC, aka ARstrat, is a healthcare Extended Business Office (EBO) and Business Process Outsourcing (BPO) company serving the healthcare provider industry located in Sugar Land, Texas.
If they appear on your credit report, it typically signifies that they are handling a debt you owe to a healthcare provider which you have not paid. This may be due to an unpaid medical bill or some other type of healthcare-related expense.
Who does GetixHealth collect for?
GetixHealth primarily collects for clients in the healthcare industry. This could include hospitals, clinics, physician’s offices, and other medical care providers.
Their role is to handle the accounts receivable processes for these organizations, which can include invoicing, follow-ups, and debt collection. They manage both insured and self-pay accounts, striving to recover the maximum amount of debt owed to their clients.
Is GetixHealth legit or a scam?
GetixHealth is a legitimate business providing revenue cycle management services within the healthcare industry. They operate in compliance with federal and state laws governing debt collection and patient privacy, such as the Fair Debt Collection Practices Act (FDCPA) and the Health Insurance Portability and Accountability Act (HIPAA). However, as with any debt collection, it’s important for consumers to verify the debt’s accuracy.
How can I remove GetixHealth from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
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GetixHealth Contact Information
14141 Southwest Freeway Suite 300
Sugarland, TX 77478
9800 Centre Pkwy Ste 1100
Houston, TX 77036
Phone number: (888) 248-8143 or (713) 414-7790
Should I contact or pay GetixHealth?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Getix Health is to work with a credit repair professional. They help remove millions of negative items every year from companies like Getix Health on behalf of their clients.
Will GetixHealth sue me or garnish my wages?
GetixHealth has the legal ability to file a lawsuit against you for unpaid medical debts. If they win the judgment, they could potentially garnish your wages, depending on the laws in your state. However, the likelihood of this happening may vary. Generally, litigation is considered a last resort due to the costs and time associated with it.
Before any legal actions, GetixHealth will typically attempt to collect the debt through phone calls, letters, or other forms of contact. If you have an outstanding debt, it’s often in your best interest to communicate with them to discuss your situation, verify the accuracy of the debt, and potentially establish a payment plan.
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with GetixHealth
Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for GetixHealth to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- GetixHealth may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- GetixHealth must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- GetixHealth cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Getix Health From Your Credit Report Today!
Credit Saint can assist you in disputing Getix Health collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
Ready to Repair Your Credit?
Learn how to get help disputing errors on your credit report that could be hurting your credit score.
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