Who is Gordon Thomas and Associates?
Gordon Thomas and Associates, Inc. is a debt collection agency located in Fort Lauderdale, Florida.
You may see them listed on your credit report as a collections account. This can happen if you didn’t pay a bill.
Who does Gordon Thomas and Associates collect for?
Gordon Thomas and Associates provides debt collection services for various industries. They could potentially be collecting for companies in sectors such as healthcare, utilities, banking, retail, telecommunications, and student loans.
Is Gordon Thomas and Associates legit or a scam?
Gordon Thomas and Associates is a legitimate debt collection agency. They operate under the laws governing debt collection practices and are authorized to collect on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Gordon Thomas & Associates from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
Ready to Raise Your Credit Score?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.
Professional credit repair services work with people who want to get their credit back on track.
In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
Get started on the path to better credit today: Fill out the form for a free credit consultation.
Gordon Thomas & Associates, Inc. Contact Information
Gordon Thomas & Associates, Inc.
4901 NW 17th Way Ste 100
Fort Lauderdale, FL 33309
Phone number: (844) 839-1292 or (954) 514-7305
Should I contact or pay Gordon Thomas & Associates?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.
The most effective way to deal with Gordon Thomas & Associates is to work with a credit repair professional. They help remove millions of negative items every year from companies like Gordon Thomas & Associates on behalf of their clients.
Will Gordon Thomas & Associates sue me or garnish my wages?
Gordon Thomas & Associates has the legal right to sue you in court for an unpaid debt. If they win the lawsuit and obtain a court judgment, they could potentially garnish your wages or take other actions, depending on your state’s laws.
However, this is usually a last resort as the legal process can be time-consuming and costly. Typically, collection agencies prefer to work out a payment plan or settlement.
Gordon Thomas & Associates, Inc. Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Gordon Thomas & Associates
Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Gordon Thomas & Associates to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Gordon Thomas & Associates may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Gordon Thomas & Associates must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Gordon Thomas & Associates cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Gordon Thomas & Associates From Your Credit Report Today!
Credit Saint can assist you in disputing Gordon Thomas & Associates collections. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
Ready to Repair Your Credit?
Learn how to get help disputing errors on your credit report that could be hurting your credit score.
Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.