Mandarich Law Group

Who is Mandarich Law Group?

Mandarich Law Group, LLP is a law firm based in Chicago, Illinois, that primarily functions as a debt collection agency. This firm represents creditors and helps them collect outstanding debts from consumers.

If Mandarich Law Group is listed on your credit report as a collections account, it suggests that you have an unpaid debt, which the original creditor has transferred to them for collection.

Who does Mandarich Law Group collect for?

Mandarich Law Group works primarily to recover past-due debts on behalf of original creditors. This means they may represent various types of creditors, including banks, credit card companies, or other financial institutions, which have been unsuccessful in collecting a debt.

Is Mandarich Law Group legit or a scam?

Mandarich Law Group is a legitimate company. However, Mandarich Law Group may employ consistent contact methods, including repeated phone calls, text messages, or emails, to collect the debt.

How can I remove Mandarich Law Group from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years, regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Mandarich Law Group, LLP Contact Information

Mailing address:

Mandarich Law Group, LLP
PO Box 109032
Chicago, IL 60610

Phone number: (855) 441-5983

Should I contact or pay Mandarich Law Group?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with Mandarich Law Group is to work with a credit repair professional. They help remove millions of negative items every year from companies like Mandarich Law Group on behalf of their clients.

Will Mandarich Law Group sue me or garnish my wages?

Mandarich Law Group has the ability to sue you over an unpaid debt. If they choose to take this route and are successful in court, they could potentially be granted a judgment. This judgment may then allow them to garnish your wages or levy your bank account to satisfy the debt.

Wage garnishment is a legal process where a part of your earnings are withheld by your employer for the payment of a debt. It’s important to note that garnishments can only occur if a court order is in place. The specifics of wage garnishment, including the maximum amount that can be garnished, depend on federal and state laws.

However, suing a debtor is often considered a last resort due to the time, cost, and effort involved in the process. Many collection agencies and law firms prefer to work out a payment plan or negotiate a settlement directly with the debtor.

Mandarich Law Group, LLP Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Mandarich Law Group

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for Mandarich Law Group to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• Mandarich Law Group may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• Mandarich Law Group must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• Mandarich Law Group cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Mandarich Law Group From Your Credit Report Today!

Credit Saint can assist you in disputing Mandarich Law Group collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.