Mandarich Law Group


Is Mandarich Law Group hurting your credit score?

Schedule a free consultation to learn how to eliminate inaccurate and questionable negative information from your credit report.

Who is Mandarich Law Group?

Mandarich Law Group, LLP is a law firm based in Chicago, Illinois, that primarily functions as a debt collection agency. This firm represents creditors and helps them collect outstanding debts from consumers.

If Mandarich Law Group is listed on your credit report as a collections account, it suggests that you have an unpaid debt, which the original creditor has transferred to them for collection.

Who does Mandarich Law Group collect for?

Mandarich Law Group works primarily to recover past-due debts on behalf of original creditors. This means they may represent various types of creditors, including banks, credit card companies, or other financial institutions, which have been unsuccessful in collecting a debt.

Is Mandarich Law Group legit or a scam?

Mandarich Law Group is a legitimate company. However, Mandarich Law Group may employ consistent contact methods, including repeated phone calls, text messages, or emails, to collect the debt.

How can I remove Mandarich Law Group from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

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Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

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Mandarich Law Group, LLP Contact Information

Mailing address:

Mandarich Law Group, LLP
PO Box 109032
Chicago, IL 60610

Phone number: (855) 441-5983

Should I contact or pay Mandarich Law Group?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Mandarich Law Group is to work with a credit repair professional. They help remove millions of negative items every year from companies like Mandarich Law Group on behalf of their clients.

Will Mandarich Law Group sue me or garnish my wages?

Mandarich Law Group has the ability to sue you over an unpaid debt. If they choose to take this route and are successful in court, they could potentially be granted a judgment. This judgment may then allow them to garnish your wages or levy your bank account to satisfy the debt.

Wage garnishment is a legal process where a part of your earnings are withheld by your employer for the payment of a debt. It’s important to note that garnishments can only occur if a court order is in place. The specifics of wage garnishment, including the maximum amount that can be garnished, depend on federal and state laws.

However, suing a debtor is often considered a last resort due to the time, cost, and effort involved in the process. Many collection agencies and law firms prefer to work out a payment plan or negotiate a settlement directly with the debtor.

Mandarich Law Group, LLP Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Mandarich Law Group

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Mandarich Law Group to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Mandarich Law Group cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Mandarich Law Group must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Mandarich Law Group cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Mandarich Law Group From Your Credit Report Today!

Credit Saint can help you dispute Mandarich Law Group collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.