Who is Marcadis Singer?
Marcadis Singer, PA is a debt collection law firm based in Tampa, Florida. It represents creditors and assists them in collecting outstanding debts from consumers.
If you see Marcadis Singer listed on your credit report as a collections account, it implies you have an unpaid debt which the original creditor has passed on to this agency for collection.
Who does Marcadis Singer collect for?
Marcadis Singer works primarily on behalf of original creditors to recover past-due debts. This may encompass a wide range of creditors, such as banks, credit card companies, or other lending institutions, which have been unsuccessful in collecting a debt and have engaged Marcadis Singer to assist in the collection.
Is Marcadis Singer legit or a scam?
Marcadis Singer is a legitimate company. However, they might employ persistent methods to contact you, which could include repeated phone calls, text messages, or emails.
How can I remove Marcadis Singer from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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Professional credit repair services work with people who want to get their credit back on track.
In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
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Marcadis Singer, PA Contact Information
Marcadis Singer, PA
5104 S West Shore Blvd
Tampa, FL 33611
Phone number: (813) 288-1881 or (888) 547-1881
Should I contact or pay Marcadis Singer?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Marcadis Singer is to work with a credit repair professional. They help remove millions of negative items every year from companies like Marcadis Singer on behalf of their clients.
Will Marcadis Singer sue me or garnish my wages?
Marcadis Singer, PA does have the capability to sue a debtor for nonpayment of a debt. If they decide to go this route and win the lawsuit, the court may grant them a judgment that allows them to garnish your wages or levy your bank account to collect the outstanding debt.
Wage garnishment is a legal process in which an individual’s earnings are withheld by their employer for the payment of a debt. However, this can only occur if a court order is in place. The specifics of wage garnishment, including the maximum amount that can be garnished, depend on federal and state laws.
However, it’s crucial to understand that suing a debtor is often considered a last resort due to the time, cost, and effort involved in the process. Many collection agencies prefer to arrange a payment plan or negotiate a settlement directly with the debtor.
Marcadis Singer Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If Marcadis Singer is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Marcadis Singer, PA
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Marcadis Singer, PA to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Marcadis Singer may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Marcadis Singer must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Marcadis Singer cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Marcadis Singer From Your Credit Report Today!
Credit Saint can assist you in disputing Marcadis Singer collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
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