Who is Med Shield?
Med Shield, Inc. (MSI) is a debt collection agency based in Indianapolis, Indiana. They specialize in collecting debts owed by individuals or businesses.
If Med Shield is listed on your credit report, it’s likely because there is an unpaid bill or debt that they are now handling.
Who does Med Shield collect for?
Med Shield primarily focuses on healthcare debt collection. They work on behalf of hospitals, clinics, and other healthcare providers to recover unpaid medical bills.
Their services can cover a wide range of healthcare-related debts, from routine medical services to specialized care. Their job is to ensure that these healthcare providers receive the money they are owed for the services they have rendered.
Is Med Shield legit or a scam?
Med Shield, Inc. is a legitimate company. However, as part of their debt collection efforts, they may engage in frequent communication with debtors, including calls, text messages, and emails.
How can I remove Med Shield from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
Ready to Raise Your Credit Score?
Some clients have raised their credit scores
by 100 points* or more.
Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.
In addition to collections, they can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
Get started on the path to better credit today: Fill out the form for a free credit consultation.
Med Shield, Inc. Contact Information
Address:
Med Shield, Inc.
2424 E 55th St. Ste 100
Indianapolis, IN 46220
Phone number: (317) 613-3700
Should I contact or pay Med Shield?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Med Shield is to work with a credit repair professional. They help remove millions of negative items every year from companies like Med Shield on behalf of their clients.
Will Med Shield sue me or garnish my wages?
As a debt collection agency, Med Shield is entitled to sue you if you fail to pay your debts. If they win the lawsuit, depending on the laws in your jurisdiction, they may be able to garnish your wages to recover the money you owe.
However, remember that a lawsuit is often a last resort for debt collection agencies. They typically prefer to work out a payment plan or settlement with you to avoid the time and expense of going to court.
Med Shield, Inc. Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Med Shield, Inc.
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Med Shield to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Med Shield may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Med Shield must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Med Shield cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Med Shield Collections From Your Credit Report Today!
Lexington Law can assist you in disputing Med Shield collection accounts. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
They have helped many people in your situation. Fill out the form on their website for a free credit consultation to see what they can do for you.
Ready to Repair Your Credit?
Some clients have raised their credit scores
by 100 points* or more.
