Who is Mullooly, Jeffrey, Rooney & Flynn, LLP?
Mullooly, Jeffrey, Rooney & Flynn, LLP is a debt collection law firm based in Syosset, New York. Their expertise lies in recovering unpaid debts, typically on behalf of large financial institutions and debt buyers.
If an unpaid bill gets transferred to this law firm for collection, their name may appear associated with a collection account on your credit report.
Who does Mullooly, Jeffrey, Rooney & Flynn collect for?
Mullooly, Jeffrey, Rooney & Flynn, LLP provides services to a variety of clients, most notably large financial institutions like Bank of America, Capital One Bank, and FIA Card Services. In addition, it provides services to various debt buyers.
Is Mullooly, Jeffrey, Rooney & Flynn legit or a scam?
Mullooly, Jeffrey, Rooney & Flynn is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Mullooly, Jeffrey, Rooney & Flynn from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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Some clients have raised their credit scores
by 100 points* or more.
Lexington Law Firm is a credit repair company that helps people fix their credit.
In addition to collections, they can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
Get started on the path to better credit today: Fill out the form for a free credit consultation.
Mullooly, Jeffrey, Rooney & Flynn, LLP Contact Information
Address:
Mullooly, Jeffrey, Rooney & Flynn, LLP
6851 W Jericho Turnpike Ste 220
Syosset, NY 11791
Phone number: (516) 759-2200
Should I contact or pay Mullooly, Jeffrey, Rooney & Flynn?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Mullooly, Jeffrey, Rooney & Flynn is to work with a credit repair professional. They help remove millions of negative items every year from companies like Mullooly, Jeffrey, Rooney & Flynn on behalf of their clients.
Will Mullooly, Jeffrey, Rooney & Flynn sue me or garnish my wages?
Mullooly, Jeffrey, Rooney & Flynn, LLP does have the legal capacity to sue for unpaid debts. If they successfully sue you and obtain a judgment from the court, they could potentially garnish your wages or levy your bank accounts, depending on the laws in your state. However, before it reaches this point, they would typically make several attempts to contact you and settle the debt.
Mullooly, Jeffrey, Rooney & Flynn, LLP Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Mullooly, Jeffrey, Rooney & Flynn
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a collection agency from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that debt collection companies don’t take advantage of you. In particular:
- It is a violation of federal law for Mullooly, Jeffrey, Rooney & Flynn to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Mullooly, Jeffrey, Rooney & Flynn may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Mullooly, Jeffrey, Rooney & Flynn must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Mullooly, Jeffrey, Rooney & Flynn cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Mullooly, Jeffrey, Rooney & Flynn From Your Credit Report Today!
Lexington Law Firm can assist you in disputing Mullooly, Jeffrey, Rooney & Flynn collection accounts. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
They have helped many people in your situation. Fill out the form on their website for a free credit consultation to see what they can do for you.
Ready to Repair Your Credit?
Some clients have raised their credit scores
by 100 points* or more.
