Nationwide Credit Inc

Who is Nationwide Credit Inc?

Nationwide Credit Inc (NCI) is a debt collection agency, operating out of Atlanta, Georgia. Their primary role involves collecting unpaid debts on behalf of various clients.

If you notice Nationwide Credit listed on your credit report under collections account, this usually means you have a bill or debt that was not paid and has been transferred to them for recovery.

Who does Nationwide Credit Inc collect for?

Nationwide Credit Inc operates across a broad spectrum of industries. They serve clients in the automotive, banking, credit card, healthcare, insurance, mortgage, retail, telecommunication, and utilities sectors.

Their role is to recover overdue payments from customers of these industries. This could range from unpaid medical bills and overdue credit card payments to delinquent automotive loans, unpaid utility bills, and more.

Is Nationwide Credit Inc legit or a scam?

Nationwide Credit Inc is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Nationwide Credit from my credit report?

Nationwide Credit collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Nationwide Credit Inc Contact Information

Address:

Nationwide Credit Inc
1000 Abernathy Rd Ste 200
Atlanta, GA 30328-5604

Phone number: (800) 456-4729

Should I contact or pay Nationwide Credit Inc?

Nothing good can come from speaking to a third-party debt collector on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Nationwide Credit Inc is to work with a credit repair professional. They help remove millions of negative items every year from companies like Nationwide Credit Inc on behalf of their clients.

Will Nationwide Credit Inc sue me or garnish my wages?

Nationwide Credit Inc can sue you if the debt is significant and you have not been responsive to their attempts at collection. If the lawsuit is successful and they win a court judgment against you, they may be able to garnish your wages or levy your bank account, depending on your state’s laws.

However, taking someone to court is often a last resort for collection agencies because it’s a costly and time-consuming process. Before it reaches this stage, they are likely to make numerous attempts to contact you and negotiate a payment plan or settlement.

Nationwide Credit Inc Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed by Nationwide Credit, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Nationwide Credit Inc

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a collection agency from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for Nationwide Credit Inc to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• Nationwide Credit Inc may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• Nationwide Credit Inc must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• Nationwide Credit Inc cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Nationwide Credit Inc From Your Credit Report Today!

Credit Saint can assist you in disputing Nationwide Credit collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.