Nemo’s Collections

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Who is Nemo’s Collections?

Nemo’s Collections is a debt collection agency that operates out of Phoenix, Arizona. They are involved in the business of recovering debts owed by consumers who may have failed to pay their bills.

If you have unpaid bills that have been transferred or sold to a collection agency, you might see Nemo’s Collections listed on your credit report.

Who does Nemo’s Collections collect for?

Nemo’s Collections provides services to original creditors who are seeking to recover debts that they are owed. These creditors may come from a variety of sectors including but not limited to financial institutions, healthcare providers, utility companies, and retailers.

Is Nemo’s Collections legit or a scam?

Nemo’s Collections is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Nemo’s Collections from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Nemo’s Collections Contact Information


Nemo’s Collections
14631 N Cave Creek Rd #201
Phoenix, AZ 85022

Phone number: (602) 996-6050

Should I contact or pay Nemo’s Collections?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Nemo’s Collections is to work with a credit repair professional. They help remove millions of negative items every year from companies like Nemo’s Collections on behalf of their clients.

Will Nemo’s Collections sue me or garnish my wages?

Nemo’s Collections could potentially sue you for the unpaid debt. If they win the case and obtain a judgment against you, they might have the legal right to garnish your wages or levy your bank account, depending on the laws in your specific state.

That said, not all collection agencies will go to this length to collect a debt, and it’s often seen as a last resort. Also, it’s important to remember that they must follow the legal process, and any kind of harassment or threatening behavior is against the law.

Nemo’s Collections Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Nemo’s Collections

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Nemo’s Collections to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Nemo’s Collections may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Nemo’s Collections must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Nemo’s Collections cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Nemo’s Collections From Your Credit Report Today!

Credit Saint can assist you in disputing Nemo’s Collections collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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