Northern Alliance Management, LLC

Is Northern Alliance Management, LLC hurting your credit score?

Lexington Law has helped millions of customers remove collections and other negative items from their credit reports. Let them help you too!

Who is Northern Alliance Management, LLC?

Northern Alliance Management, LLC is a debt collection agency located in Lancaster, New York. You may see them listed on your credit report as a collections account. This can happen when you forget to pay a bill.

Northern Alliance Management Collection Accounts

Collections can hurt your credit score and remain on your credit report for up to 7 years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit report before seven years.

(Debt collectors prefer that we didn’t tell you this, but it’s something you should know.)

Lexington Law is a credit repair company that helps people fix their credit.

In addition to collections, Lexington Law can also help you remove other inaccurate information such as inquiries, late payments, charge-offs, foreclosures, repossessions, judgments, liens, and bankruptcies from your credit report.

Call Lexington Law now to learn more: (800) 220-0084

Northern Alliance Management, LLC Contact Information

Address:

Northern Alliance Management, LLC
11 W Main St Ste 5
Lancaster, NY 14086-2100

Website: n/a

Phone number: (888) 815-9460

Should I contact or pay Northern Alliance Management, LLC?

Nothing good can come from contacting a collection agency like Northern Alliance. And making payments on the collection account will reset the clock. So instead of helping your credit, it could make it worse. Of course, there are times when it’s best to just pay the collection account, especially if it’s new and you’re sure that it’s legit.

The best way to handle this is to work with a professional credit repair service. They have deleted millions of negative items from companies like Northern Alliance Management, LLC for millions of clients nationwide.

And they can help you too.

Will Northern Alliance Management, LLC sue me or garnish my wages?

It’s possible, but if you work with a law firm like Lexington Law, you have nothing to worry about. They will help you dispute the collection account and possibly get it removed from your credit report. It’s also quite possible that you may never hear from or have to deal with Northern Alliance Management, LLC again.

Call Lexington Law to learn how they can help you avoid lawsuits and remove negative items from your credit report that will significantly improve your credit scores.

Wage Garnishment

Some states allow wage garnishment, while others do not. It is important to note that if you are in a state that does not allow wage garnishment, it is illegal for them to threaten to garnish your wages.

It is also illegal for Northern Alliance Management to make any claims they cannot or will not follow through on – this includes threatening to sue you or foreclose on your home.

Northern Alliance Management, LLC Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). It’s because they often report accounts inaccurately and/or for harassment. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). Lexington Law knows that you have rights, and Northern Alliance Management, LLC does too.

Your Rights When Dealing with Northern Alliance Management, LLC

There are strict regulations about what a debt collector can and cannot do in the United States. For example, the Fair Debt Collection Practices Act prevents the use of abusive or deceptive tactics to collect any debt, whether or not you actually owe it. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • Debt validation. Under the FDCPA, you have the right to validate a debt. Upon request, the collection agency reporting the information must prove to you, within 30 days, that the account is really your responsibility and the amount of money you owe is accurate.
  • All personal debts are covered, including personal credit cards, auto loans, household bills, and mortgage payments.
  • Northern Alliance Management may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Northern Alliance Management must be honest about who they are and what they are trying to do. They must notify you that they are a collection agency both orally and in writing.
  • Northern Alliance Management cannot threaten to have you arrested, and they are not allowed to threaten to take legal action if they have no intention of doing so.

Can Northern Alliance Management collections be removed from my credit report?

Lexington Law specializes in disputing Northern Alliance Management collection accounts. They have over 28 years of experience and have removed over 7 million negative items for their clients in 2020 alone.

Get Your Collections Removed Today!

If you’re looking for a reputable company to help you with collection accounts and repair your credit, we HIGHLY recommend Lexington Law.

Call them at (800) 220-0084 for a free credit consultation. They have helped many people in your situation and have paralegals standing by waiting to take your call.