Northern Alliance Management


Is Northern Alliance Management hurting your credit score?

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Who is Northern Alliance Management

Northern Alliance Management, LLC is a debt collection agency based in Lancaster, New York. They are a professional debt recovery firm that works with creditors to collect outstanding debts that individuals may have failed to pay.

If you notice Northern Alliance Management on your credit report as a collections account, it indicates that they are trying to recover a debt you owe.

Who does Northern Alliance Management collect for?

Northern Alliance Management offers their services to original creditors across a variety of sectors. While specific client information is proprietary, they typically serve businesses, medical facilities, utilities, and financial institutions, among others, that need assistance in collecting past-due debts.

Is Northern Alliance Management legit or a scam?

Northern Alliance Management is a registered business that follows federal and state laws governing debt collection. However, like many collection agencies, they might be persistent in their attempts to collect a debt, which may involve frequent calls, texts, or emails.

How can I remove Northern Alliance Management from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

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Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

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Northern Alliance Management, LLC Contact Information


Northern Alliance Management, LLC
11 W Main St. Ste 5
Lancaster, NY 14086-2100

Phone number: (888) 815-9460

Should I contact or pay Northern Alliance Management?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Northern Alliance Management is to work with a credit repair professional. They help remove millions of negative items every year from companies like Northern Alliance Management, LLC on behalf of their clients.

Will Northern Alliance Management sue me or garnish my wages?

A debt collection agency like Northern Alliance Management is legally entitled to sue for an unpaid debt. If they win the lawsuit and you still fail to pay the debt, the court may allow them to garnish your wages or take other steps to collect the debt. However, it’s worth noting that not all collection agencies will choose to go this route, as legal action is often a last resort due to its cost and time-consuming nature.

Northern Alliance Management, LLC Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Northern Alliance Management, LLC

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Northern Alliance Management to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Northern Alliance Management cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Northern Alliance Management must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Northern Alliance Management cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Northern Alliance Management From Your Credit Report Today!

Credit Saint can help you dispute Northern Alliance Management collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.