Northern Alliance Management


Is Northern Alliance Management hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Northern Alliance Management

Northern Alliance Management, LLC is a debt collection agency based in Lancaster, New York. They are a professional debt recovery firm that works with creditors to collect outstanding debts that individuals may have failed to pay.

If you notice Northern Alliance Management on your credit report as a collections account, it indicates that they are trying to recover a debt you owe.

Who does Northern Alliance Management collect for?

Northern Alliance Management offers their services to original creditors across a variety of sectors. While specific client information is proprietary, they typically serve businesses, medical facilities, utilities, and financial institutions, among others, that need assistance in collecting past-due debts.

Is Northern Alliance Management legit or a scam?

Northern Alliance Management is a registered business that follows federal and state laws governing debt collection. However, like many collection agencies, they might be persistent in their attempts to collect a debt, which may involve frequent calls, texts, or emails.

How can I remove Northern Alliance Management from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Northern Alliance Management, LLC Contact Information


Northern Alliance Management, LLC
11 W Main St. Ste 5
Lancaster, NY 14086-2100

Phone number: (888) 815-9460

Should I contact or pay Northern Alliance Management?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Northern Alliance Management is to work with a credit repair professional. They help remove millions of negative items every year from companies like Northern Alliance Management, LLC on behalf of their clients.

Will Northern Alliance Management sue me or garnish my wages?

A debt collection agency like Northern Alliance Management is legally entitled to sue for an unpaid debt. If they win the lawsuit and you still fail to pay the debt, the court may allow them to garnish your wages or take other steps to collect the debt. However, it’s worth noting that not all collection agencies will choose to go this route, as legal action is often a last resort due to its cost and time-consuming nature.

Northern Alliance Management, LLC Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Northern Alliance Management, LLC

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Northern Alliance Management to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Northern Alliance Management may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Northern Alliance Management must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Northern Alliance Management cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Northern Alliance Management From Your Credit Report Today!

Credit Saint can assist you in disputing Northern Alliance Management collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.