Northtown Capital Services Group


Is Northtown Capital Services Group hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Northtown Capital Services Group?

Northtown Capital Services Group, LLC (NCSG) is a professional debt collection agency headquartered in Cheektowaga, New York. Their primary business operation involves collecting overdue debts on behalf of their clients.

If you see NCSG listed on your credit report, it’s probably because you have an unpaid debt that has been forwarded to them for collection.

Who does Northtown Capital Services Group collect for?

Northtown Capital Services Group collects debts on behalf of a wide range of clients. These typically include various businesses and institutions that provide consumer services, such as credit card companies, banks, healthcare providers, and utility companies.

Is Northtown Capital Services Group legit or a scam?

Northtown Capital Services Group is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Northtown Capital Services Group from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Northtown Capital Services Group, LLC Contact Information


Northtown Capital Services Group
305 Cayuga Rd
Cheektowaga, NY 14225-1980

Phone number: (833) 807-6656

Should I contact or pay Northtown Capital Services Group?

It’s best to avoid speaking to a debt collector on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Northtown Capital Services Group is to work with a credit repair professional. They help remove millions of negative items every year from companies like Northtown Capital on behalf of their clients.

Will Northtown Capital Services Group sue me or garnish my wages?

Northtown Capital Services Group is entitled to pursue a lawsuit against a debtor to collect an outstanding debt. If they win the lawsuit and obtain a judgement against you, they may have the right to garnish your wages, levy your bank accounts, or place a lien on your property.

However, these are generally last resort options and not every collection agency will choose to go this route, as it can be time-consuming and expensive. They usually prefer to work out a payment plan with you.

Northtown Capital Services Group Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Northtown Capital Services Group

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Northtown Capital Services Group to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Northtown Capital Services Group may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Northtown Capital Services Group must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Northtown Capital Services Group cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Northtown Capital Services Group From Your Credit Report Today!

Credit Saint can assist you in disputing Northtown Capital Services Group collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.