Northtown Capital Services Group

Is Northtown Capital Services Group hurting your credit score?

Lexington Law has helped millions of customers remove collections and other negative items from their credit reports. Let them help you too!

Who is Northtown Capital Services Group?

Northtown Capital Services Group, LLC (NCSG) is a debt collection agency located in Cheektowaga, New York. You may see NCSG listed on your credit report as a collections account. This can happen if you forgot to pay a bill and your account was sent to a debt collector.

Removing Northtown Capital Services Group from Your Credit Report

Collections can hurt your credit score and remain on your credit report for up to 7 years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to have a collection account removed from your credit report before 7 years.

(Debt collectors prefer that we didn’t tell you this, but it’s something you should know.)

Lexington Law is a credit repair company that helps people fix their credit.

In addition to collections, Lexington Law will help you challenge (and possibly remove) other inaccurate information from your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, judgments, tax liens, and bankruptcies.

Call Lexington Law now to learn more: (800) 220-0084

Northtown Capital Services Group, LLC Contact Information

Address:

Northtown Capital Services Group
305 Cayuga Rd
Cheektowaga, NY 14225-1980

Website: https://northtowncapitalservicesgroup.com

Phone number: (833) 807-6656

Should I contact or pay Northtown Capital Services Group?

Nothing good can come from speaking to a collection agency on the phone. And making payments on the collection account will reset the clock. So instead of helping your credit, it could make it worse.

The best way to go about handling this is to work with a professional credit repair service. They have deleted millions of negative items from companies like Northtown Capital for millions of clients nationwide.

And they can help you too.

Will Northtown Capital Services Group sue me or garnish my wages?

It’s possible, but if you work with a law firm like Lexington Law, you have nothing to worry about. They will help you dispute the collection account and possibly get it removed from your credit report. It’s also quite possible that you will never hear from or have to deal with Northtown Capital Services Group again.

Call Lexington Law to learn how they can help you avoid lawsuits and remove negative items from your credit report that will significantly improve your credit scores.

Northtown Capital Services Group Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). It’s because they often report accounts inaccurately and/or for harassment. If you are being harassed by a debt collector, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). Lexington Law knows that you have rights, and Northtown Capital Services Group does too.

Your Rights When Dealing with Northtown Capital Services Group

There are strict regulations about what a debt collector can and cannot do in the United States. For example, the Fair Debt Collection Practices Act prevents the use of abusive or deceptive tactics to collect any debt, whether or not you actually owe it. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Northtown Capital Services Group to report inaccurate or incomplete information on your credit report.
  • Debt validation. Under the FDCPA, you have the right to validate a debt. Upon request, the collection agency reporting the information must prove to you, within 30 days, that the account is really your responsibility and the amount of money you owe is accurate.
  • All personal debts are covered, including personal credit cards, auto loans, household bills, and mortgage payments.
  • Northtown Capital Services Group may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Northtown Capital Services Group must be honest about who they are and what they are trying to do. They must notify you that they are a collection agency both orally and in writing.
  • Northtown Capital Services Group cannot threaten to have you arrested, and they are not allowed to threaten to take legal action if they have no intention of doing so.

Can NCSG collections be removed from my credit report?

Lexington Law specializes in disputing NCSG collection accounts. They have over 28 years of experience and have removed over 7 million negative items for their clients in 2020 alone.

Get Your Collections Removed Today!

If you’re looking for a reputable company to help you with collection accounts and repair your credit, we HIGHLY recommend Lexington Law.

Call them at (800) 220-0084 for a free credit consultation. They have helped many people in your situation and have paralegals standing by waiting to take your call.