Who is Orion Portfolio Services?
Orion Portfolio Services, LLC is a debt collection agency located in Alpharetta, Georgia. Their role is to handle the collection of unpaid debts from individuals who have not met their financial obligations.
If you see Orion Portfolio Services listed on your credit report as a collections account, it typically signifies that they are managing a debt you allegedly owe.
Who does Orion Portfolio Services collect for?
Orion Portfolio Services collects debts for various sectors. They work with communication firms, financial institutions, healthcare providers, student loan entities, and utility companies, handling unpaid bills, defaulted accounts, non-sufficient fund checks, and healthcare-related and student debts.
Is Orion Portfolio Services legit or a scam?
Orion Portfolio Services is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Orion Portfolio Services from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Orion Portfolio Services, LLC Contact Information
Address:
Orion Portfolio Services, LLC
10375 Old Alabama Rd Conn Ste 302
Alpharetta, GA 30022
Phone number: (855) 281-6282
Should I contact or pay Orion Portfolio Services?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Orion Portfolio Services is to work with a credit repair professional. They help remove millions of negative items every year from companies like Orion Portfolio Services on behalf of their clients.
Will Orion Portfolio Services sue me or garnish my wages?
Orion Portfolio Services, like any debt collection agency, has the legal authority to sue for unpaid debts. If a lawsuit is filed and a court judgment is given in their favor, they could potentially garnish your wages or levy your bank account, based on your state’s laws. However, before reaching that point, you will typically have chances to negotiate a payment plan or a debt settlement.
Orion Portfolio Services Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Remove Orion Portfolio Services From Your Credit Report Today!
Credit Saint offers assistance with disputing Orion Portfolio Services collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
