Professional Debt Mediation

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Is Professional Debt Mediation hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Professional Debt Mediation?

Professional Debt Mediation, Inc. (PDM) is a debt collection agency located in Jacksonville, Florida. Their role is to recover outstanding debts on behalf of their clients.

If you see PDM listed on your credit report, it indicates that they have a collections account for you, which typically means you have an unsettled bill or debt.

Who does Professional Debt Mediation collect for?

While Professional Debt Mediation provides its collection services to several industries including education, financial, local services, and telecom sectors, it has a primary focus on the multifamily property industry. This means they often deal with unpaid rent, unfulfilled lease contracts, and other related property debts.

Is Professional Debt Mediation legit or a scam?

Professional Debt Mediation is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Professional Debt Mediation from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Professional Debt Mediation, Inc. Contact Information

Address:

Professional Debt Mediation, Inc.
8657 Baypine Rd Ste 201
Jacksonville, FL 32256

Phone number: (904) 398-0080 or (888) 676-9873

Should I contact or pay Professional Debt Mediation?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with Professional Debt Mediation is to work with a credit repair professional. They help remove millions of negative items every year from companies like Professional Debt Mediation on behalf of their clients.

Will Professional Debt Mediation sue me or garnish my wages?

Professional Debt Mediation, Inc. (PDM), like any other debt collection agency, has the ability to sue you for unpaid debt. If they decide to go down this route and a court rules in their favor, they might have the right to garnish your wages or levy your bank accounts, depending on the laws of your state.

However, it’s crucial to note that legal action is typically seen as a last resort for debt collectors. The process can be complex, time-consuming, and costly.

Professional Debt Mediation Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Professional Debt Mediation, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Professional Debt Mediation, Inc. to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Professional Debt Mediation may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Professional Debt Mediation must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Professional Debt Mediation cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Professional Debt Mediation From Your Credit Report Today!

Credit Saint can assist you in disputing Professional Debt Mediation collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

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Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.