Professional Finance Company

Who is Professional Finance Company?

Professional Finance Company, Inc. (PFC) is a debt collection agency based in Greeley, Colorado. They help organizations recover unpaid debts.

If you have any outstanding bills or unpaid debts, PFC may appear on your credit report as a collections account.

Who does Professional Finance Company collect for?

Professional Finance Company collects on behalf of a variety of organizations. These include financial institutions such as banks and credit unions, government agencies, healthcare providers including hospitals and medical practices, and retail companies.

Is Professional Finance Company legit or a scam?

Professional Finance Company is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Professional Finance Company from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Professional Finance Company, Inc. Contact Information

Address:

Professional Finance Company, Inc.
5754 W 11th St. Ste 100
Greeley, CO 80634-4811

Mailing address:

Professional Finance Company, Inc.
PO Box 1686
Greeley, CO 80632-1686

Phone number: (800) 864-4391

Should I contact or pay Professional Finance Company?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the debt, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with PFC is to work with a credit repair professional. They help remove millions of negative items every year from companies like Professional Finance Company on behalf of their clients.

Will Professional Finance Company sue me or garnish my wages?

Professional Finance Company (PFC) is entitled to file a lawsuit against you if you fail to pay a debt. If the court rules in their favor, they may be granted a judgment to garnish your wages or levy your bank account to recover the debt owed. However, each case is unique and depends on the laws of your state and the size of the debt.

Professional Finance Company, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with Professional Finance Company, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Professional Finance Company, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for Professional Finance Company to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• Professional Finance Company may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• Professional Finance Company must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• Professional Finance Company cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Professional Finance Company From Your Credit Report Today!

Credit Saint can assist you in disputing Professional Finance Company collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.