Who is Receivables Control Corporation?
Receivables Control Corporation (RCC) is a debt collection agency that is based in Maple Grove, Minnesota. As a third-party debt collector, they work on behalf of original creditors to collect debts that have been unpaid or defaulted on.
If RCC appears on your credit report, it generally indicates that they’ve been assigned or have purchased a debt you originally owed to another creditor.
Who does Receivables Control Corporation collect for?
Receivables Control Corporation provides their debt collection services to a variety of businesses across multiple sectors. While they specialize in recovering past-due debts, the specific industries they serve can vary widely. This can include healthcare providers, credit card companies, utility companies, and other businesses that provide goods or services on credit.
Is Receivables Control Corporation legit or a scam?
Receivables Control Corporation is a legitimate company. However, as with all debt collection agencies, they are known to make persistent attempts to collect the debt, which can include numerous calls, texts, or emails.
How can I remove Receivables Control Corporation from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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Some clients have raised their credit scores
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Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.
In addition to collections, they can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
Get started on the path to better credit today: Fill out the form for a free credit consultation.
Receivables Control Corporation Contact Information
Address:
Receivables Control Corporation
7373 Kirkwood Ct. Suite 200
Maple Grove, MN 55369
Phone number: (763) 315-9600
Should I contact or pay Receivables Control Corp?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Receivables Control Corp is to work with a credit repair professional. They help remove millions of negative items every year from companies like Receivables Control Corporation on behalf of their clients.
Will Receivables Control Corp sue me or garnish my wages?
Receivables Control Corporation, like many debt collection agencies, does have the potential to sue for unpaid debts. If they decide to go this route and they win the case, they could potentially obtain a court order to garnish your wages. However, this is usually a last resort due to the time, cost, and resources involved in legal proceedings.
The possibility of a lawsuit depends on various factors, including the size of the debt, the age of the debt, and your state’s laws regarding debt collection.
Receivables Control Corp Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Receivables Control Corp
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Receivables Control Corp to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Receivables Control Corp may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Receivables Control Corp must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Receivables Control Corp cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Receivables Control Corp From Your Credit Report Today!
Lexington Law can assist you in disputing Receivables Control Corp collection accounts. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
They have helped many people in your situation. Fill out the form on their website for a free credit consultation to see what they can do for you.
Ready to Repair Your Credit?
Some clients have raised their credit scores
by 100 points* or more.
