Russell Collection Agency

Who is Russell Collection Agency?

Russell Collection Agency, Inc. (RCA) is a debt collection agency based in Flint, Michigan. Their primary function is to collect unpaid debts on behalf of original creditors.

If you have an unpaid bill, it may have been transferred or sold to a debt collection agency like RCA. As a result, you might see RCA listed on your credit report as a collection account.

Who does Russell Collection Agency collect for?

Russell Collection Agency collects debts on behalf of original creditors. This can span a variety of sectors and industries, such as medical, utility, financial institutions, and more.

Is Russell Collection Agency legit or a scam?

Russell Collection Agency is a legitimate company. They are authorized to collect debts on behalf of their clients. However, if you’re contacted by RCA about a debt, it’s crucial to verify the debt before making any payments.

How can I remove Russell Collection Agency from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Russell Collection Agency, Inc. (RCA) Contact Information

Address:

Russell Collection Agency
G-3285 Van Slyke Rd
Flint, MI 48507

Phone number: (810) 239-8679 or Toll Free: (800) 748-0076

Should I contact or pay Russell Collection Agency, Inc.?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Russell Collection Agency is to work with a credit repair professional. They help remove millions of negative items every year from companies like Russell Collection Agency on behalf of their clients.

Will Russell Collection Agency, Inc. sue me or garnish my wages?

Russell Collection Agency, like other debt collection agencies, has the right to sue you for an unpaid debt. If they win a judgment against you in court, they might be able to garnish your wages, levy your bank account, or employ other legal methods to recover the debt, depending on the laws in your specific jurisdiction.

However, not every collection agency will choose to sue, and not all debts are eligible for these actions. The process of going to court can be expensive and time-consuming, so it is often a last resort for debt collectors.

Russell Collection Agency, Inc. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Russell Collection Agency, Inc.

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

• It is a violation of federal law for Russell Collection Agency to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
• Russell Collection Agency cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
• Russell Collection Agency must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
• Russell Collection Agency cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Russell Collection Agency From Your Credit Report Today!

Credit Saint can help you dispute RCA collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.