Who is Shermeta Law Group?
Shermeta Law Group, PLLC is a debt collection law firm located in Auburn Hills, Michigan. If you’ve overlooked or been unable to pay a bill, you may find Shermeta Law Group listed on your credit report as a collections account. This entry signifies that the original creditor has transferred your debt to them for collection.
Who does Shermeta Law Group collect for?
Shermeta Law Group is a debt collection law firm that works on behalf of a wide variety of clients. They have built their reputation on collecting debts for some of the most prominent financial institutions in the United States, including major credit card companies and lenders.
These clients range from national banks that issue credit cards, to retail store credit card providers, and even to auto loan lenders.
Is Shermeta Law Group legit or a scam?
Shermeta Law Group is a legitimate company. They operate under the legal framework and are registered to carry out their business operations. However, their communication methods can often be persistent, which may include frequent calls, texts, or emails in their attempts to collect a debt.
How can I remove Shermeta Law Group from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Shermeta Law Group, PLLC Contact Information
Address:
Shermeta Law Group, PLLC
1030 Doris Rd #200
Auburn Hills, MI 48326
Mailing Address:
Shermeta Law Group, PLLC
P.O. Box 5016
Rochester, MI 48308
Phone number: (800) 451-7992 or (248) 519-1700
Should I contact or pay Shermeta Law Group?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Shermeta Law Group is to work with a credit repair professional. They help remove millions of negative items every year from companies like Shermeta Law Group, PLLC on behalf of their clients.
Will Shermeta Law Group sue me or garnish my wages?
Shermeta Law Group has the ability to sue you to recover outstanding debts. If they win a judgement in court, they could potentially garnish your wages or take other steps to enforce the judgement, like putting a lien on your property or freezing your bank accounts.
However, such steps are typically a last resort and are often taken only after all other attempts to collect the debt have failed. Lawsuits are time-consuming, costly, and don’t always guarantee payment, so many firms are more likely to work out a payment plan or accept a settlement.
Shermeta Law Group, PLLC Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Shermeta Law Group, PLLC
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Shermeta Law Group to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Shermeta Law Group cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Shermeta Law Group must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Shermeta Law Group cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Shermeta Law Group From Your Credit Report Today!
Credit Saint offers assistance with disputing Shermeta Law Group collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
