Shermeta Law Group

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Is Shermeta Law Group hurting your credit score?

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Who is Shermeta Law Group?

Shermeta Law Group, PLLC is a debt collection law firm located in Auburn Hills, Michigan. If you’ve overlooked or been unable to pay a bill, you may find Shermeta Law Group listed on your credit report as a collections account. This entry signifies that the original creditor has transferred your debt to them for collection.

Who does Shermeta Law Group collect for?

Shermeta Law Group is a debt collection law firm that works on behalf of a wide variety of clients. They have built their reputation on collecting debts for some of the most prominent financial institutions in the United States, including major credit card companies and lenders.

These clients range from national banks that issue credit cards, to retail store credit card providers, and even to auto loan lenders.

Is Shermeta Law Group legit or a scam?

Shermeta Law Group is a legitimate company. They operate under the legal framework and are registered to carry out their business operations. However, their communication methods can often be persistent, which may include frequent calls, texts, or emails in their attempts to collect a debt.

How can I remove Shermeta Law Group from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Shermeta Law Group, PLLC Contact Information

Address:

Shermeta Law Group, PLLC
1030 Doris Rd #200
Auburn Hills, MI 48326

Mailing Address:

Shermeta Law Group, PLLC
P.O. Box 5016
Rochester, MI 48308

Phone number: (800) 451-7992 or (248) 519-1700

Should I contact or pay Shermeta Law Group?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with Shermeta Law Group is to work with a credit repair professional. They help remove millions of negative items every year from companies like Shermeta Law Group, PLLC on behalf of their clients.

Will Shermeta Law Group sue me or garnish my wages?

Shermeta Law Group has the ability to sue you to recover outstanding debts. If they win a judgement in court, they could potentially garnish your wages or take other steps to enforce the judgement, like putting a lien on your property or freezing your bank accounts.

However, such steps are typically a last resort and are often taken only after all other attempts to collect the debt have failed. Lawsuits are time-consuming, costly, and don’t always guarantee payment, so many firms are more likely to work out a payment plan or accept a settlement.

Shermeta Law Group, PLLC Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Shermeta Law Group, PLLC

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Shermeta Law Group to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Shermeta Law Group may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Shermeta Law Group must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Shermeta Law Group cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Shermeta Law Group From Your Credit Report Today!

Credit Saint can assist you in disputing Shermeta Law Group collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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