Solomon and Solomon, PC

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Is Solomon and Solomon, PC hurting your credit score?

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Who is Solomon and Solomon, PC?

Solomon and Solomon, PC is a debt collection law firm located in Albany, New York. They specialize in recovering unpaid debts on behalf of creditors.

If you have an account with Solomon and Solomon, PC, it may appear on your credit report as a collections account, often due to an unpaid debt.

Who does Solomon and Solomon collect for?

Solomon and Solomon, PC offers a broad range of collection services across various sectors. They notably work in the domain of past-due student loan debt, helping educational institutions and financial bodies recover unpaid loans.

Additionally, they service state government agencies, aiding in the collection of unpaid fines, fees, and other government-related debts. The firm also operates within the utility and banking industries, recovering unpaid bills and financial obligations.

Is Solomon and Solomon legit or a scam?

Solomon and Solomon is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Solomon and Solomon, PC from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

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They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

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Solomon and Solomon, PC Contact Information

Address:

Solomon and Solomon, PC
1 Columbia Circle
Albany, NY 12203

Phone number: (800) 259-6723 or (518) 456-7200

Should I contact or pay Solomon and Solomon, PC?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Solomon and Solomon is to work with a credit repair professional. They help remove millions of negative items every year from companies like Solomon and Solomon, P.C. on behalf of their clients.

Will Solomon and Solomon, PC sue me or garnish my wages?

Solomon and Solomon, PC can sue you to recover the debt, depending on the circumstances and the laws in your state. If they win a judgment against you in court, they may have the legal right to garnish your wages or take other enforcement actions, such as placing a lien on your property or levying your bank account. However, not all debt collectors will choose to go this route, as legal action can be costly and time-consuming.

Solomon and Solomon, PC Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Solomon and Solomon, PC

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for Solomon and Solomon to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • Solomon and Solomon cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • Solomon and Solomon must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • Solomon and Solomon cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Solomon and Solomon, PC From Your Credit Report Today!

Credit Saint can help you dispute Solomon and Solomon, PC accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.

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