Solomon and Solomon, PC

Who is Solomon and Solomon, PC?

Solomon and Solomon, PC is a debt collection law firm located in Albany, New York. They specialize in recovering unpaid debts on behalf of creditors.

If you have an account with Solomon and Solomon, PC, it may appear on your credit report as a collections account, often due to an unpaid debt.

Who does Solomon and Solomon collect for?

Solomon and Solomon, PC offers a broad range of collection services across various sectors. They notably work in the domain of past-due student loan debt, helping educational institutions and financial bodies recover unpaid loans.

Additionally, they service state government agencies, aiding in the collection of unpaid fines, fees, and other government-related debts. The firm also operates within the utility and banking industries, recovering unpaid bills and financial obligations.

Is Solomon and Solomon legit or a scam?

Solomon and Solomon is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Solomon and Solomon, PC from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years, regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Solomon and Solomon, PC Contact Information

Address:

Solomon and Solomon, PC
1 Columbia Circle
Albany, NY 12203

Phone number: (800) 259-6723 or (518) 456-7200

Should I contact or pay Solomon and Solomon, PC?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with Solomon and Solomon is to work with a credit repair professional. They help remove millions of negative items every year from companies like Solomon and Solomon, P.C. on behalf of their clients.

Will Solomon and Solomon, PC sue me or garnish my wages?

Solomon and Solomon, PC can sue you to recover the debt, depending on the circumstances and the laws in your state. If they win a judgment against you in court, they may have the legal right to garnish your wages or take other enforcement actions, such as placing a lien on your property or levying your bank account. However, not all debt collectors will choose to go this route, as legal action can be costly and time-consuming.

Solomon and Solomon, PC Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Solomon and Solomon, PC

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

• It is a violation of federal law for Solomon and Solomon to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
• Solomon and Solomon may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
• Solomon and Solomon must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
• Solomon and Solomon cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Solomon and Solomon, PC From Your Credit Report Today!

Credit Saint can assist you in disputing Solomon and Solomon, PC accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.