Stallings Financial Group

Who is Stallings Financial Group?

Stallings Financial Group is a debt collection agency based in Marietta, Georgia. Their main role is to collect unpaid debts on behalf of original creditors. If you see Stallings Financial Group appearing on your credit report, it indicates that you have a debt that was not paid and has subsequently been transferred to this agency for collection.

Who does Stallings Financial Group collect for?

Stallings Financial Group works with a wide range of original creditors to collect debts. These may include credit card companies, healthcare providers, utility companies, banks, and other service providers.

Is Stallings Financial Group legit or a scam?

Stallings Financial Group is a legitimate company that operates within the framework of the law to recover unpaid debts. However, their methods can sometimes be perceived as aggressive, with frequent phone calls, text messages, or emails in their attempts to collect the debt.

How can I remove Stallings Financial Group from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Stallings Financial Group Contact Information

Address:

Stallings Financial Group
1111 S Marietta Pkwy SE Ste A
Marietta, GA 30060

Mailing address:

Stallings Financial Group
PO Box 4430
Marietta, GA 30061

Phone number: (770) 428-2454 or(800) 275-1850

Should I contact or pay Stallings Financial Group?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Stallings Financial Group is to work with a credit repair professional. They help remove millions of negative items every year from companies like Stallings Financial Group on behalf of their clients.

Will Stallings Financial Group sue me or garnish my wages?

Stallings Financial Group, like other debt collection agencies, can legally sue for unpaid debts. If they win the lawsuit, they could potentially obtain a court order to garnish your wages or levy your bank account. However, this process is complex and often used as a last resort. It’s also dependent on various factors, including the amount of the debt, your ability to repay, and the specific laws in your state.

Stallings Financial Group Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Stallings Financial Group

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

• It is a violation of federal law for Stallings Financial Group to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
• Stallings Financial Group cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
• Stallings Financial Group must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
• Stallings Financial Group cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Stallings Financial Group From Your Credit Report Today!

Credit Saint can help you dispute Stallings Financial Group collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.