Stallings Financial Group

Is Stallings Financial Group hurting your credit score?

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Who is Stallings Financial Group?

Stallings Financial Group is a debt collection agency based in Marietta, Georgia. Their main role is to collect unpaid debts on behalf of original creditors. If you see Stallings Financial Group appearing on your credit report, it indicates that you have a debt that was not paid and has subsequently been transferred to this agency for collection.

Who does Stallings Financial Group collect for?

Stallings Financial Group works with a wide range of original creditors to collect debts. These may include credit card companies, healthcare providers, utility companies, banks, and other service providers.

Is Stallings Financial Group legit or a scam?

Stallings Financial Group is a legitimate company that operates within the framework of the law to recover unpaid debts. However, their methods can sometimes be perceived as aggressive, with frequent phone calls, text messages, or emails in their attempts to collect the debt.

How can I remove Stallings Financial Group from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Stallings Financial Group Contact Information


Stallings Financial Group
1111 S Marietta Pkwy SE Ste A
Marietta, GA 30060

Mailing address:

Stallings Financial Group
PO Box 4430
Marietta, GA 30061

Phone number: (770) 428-2454 or(800) 275-1850

Should I contact or pay Stallings Financial Group?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Stallings Financial Group is to work with a credit repair professional. They help remove millions of negative items every year from companies like Stallings Financial Group on behalf of their clients.

Will Stallings Financial Group sue me or garnish my wages?

Stallings Financial Group, like other debt collection agencies, can legally sue for unpaid debts. If they win the lawsuit, they could potentially obtain a court order to garnish your wages or levy your bank account. However, this process is complex and often used as a last resort. It’s also dependent on various factors, including the amount of the debt, your ability to repay, and the specific laws in your state.

Stallings Financial Group Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Stallings Financial Group

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Stallings Financial Group to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Stallings Financial Group may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Stallings Financial Group must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Stallings Financial Group cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Stallings Financial Group From Your Credit Report Today!

Credit Saint can assist you in disputing Stallings Financial Group collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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