Suburban Credit Corporation

Who is Suburban Credit Corporation?

Suburban Credit Corporation (SCC) is a debt collection agency located in Alexandria, Virginia. They focus on recovering unpaid debts.

If you have an outstanding bill or debt that remains unpaid, it is possible to see Suburban Credit Corporation listed on your credit report as a collections account.

Who does Suburban Credit Corporation collect for?

Suburban Credit Corporation specializes in the collection of various debts, including commercial debts, dishonored claims, medical claims, and utility debts. They work on behalf of businesses, healthcare providers, and utility companies to recover outstanding amounts.

Is Suburban Credit Corporation legit or a scam?

Suburban Credit Corporation is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Suburban Credit Corporation from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Suburban Credit Corporation (SCC) Contact Information

Address:

Suburban Credit Corporation
6142 Franconia Rd
Alexandria, VA 22310

Phone number: (703) 924-3000

Should I contact or pay Suburban Credit Corporation?

Before contacting a third-party collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Suburban Credit Corporation is to work with a credit repair professional. They help remove millions of negative items every year from companies like Suburban Credit Corporation on behalf of their clients.

Will Suburban Credit Corporation sue me or garnish my wages?

Suburban Credit Corporation has the ability to pursue legal action to collect unpaid debts. This may involve filing a lawsuit against you. If they are successful in obtaining a court judgment, they may have the authority to garnish your wages or utilize other legal means to recover the debt, depending on the laws and regulations of your specific jurisdiction. However, while they have the option to take legal action, not all collection agencies choose to do so in every case.

Suburban Credit Corporation Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Suburban Credit Corporation

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

• It is a violation of federal law for Suburban Credit Corporation to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
• Suburban Credit Corporation cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
• Suburban Credit Corporation must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
• Suburban Credit Corporation cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Suburban Credit Corporation From Your Credit Report Today!

Credit Saint can help you dispute Suburban Credit Corporation collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.