Summit Receivables


Is Summit Receivables hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Summit Receivables?

Summit Receivables is a debt collection agency based in Henderson, Nevada. If Summit Receivables appears on your credit report, it indicates that you have an outstanding debt that has been passed on from your original creditor to this agency.

Who does Summit Receivables collect for?

Summit Receivables operates on behalf of original creditors to collect past-due debts. While the specific businesses or industries that Summit Receivables works with are not specified, debt collection agencies generally work across a range of sectors, such as healthcare, utilities, credit cards, and loans, among others.

Is Summit Receivables legit or a scam?

Summit Receivables is a legitimate company. However, their collection methods can sometimes feel invasive or overwhelming. They may use persistent contact methods, such as repeated phone calls, texts, or emails, to attempt to collect a debt.

How can I remove Summit Receivables from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Summit Receivables Contact Information


Summit Receivables
1291 Galleria Dr. Ste 170
Henderson, NV 89014

Summit Receivables
153 W Lake Mead Pkwy
Henderson, NV 89015

Phone number: (844) 498-6545

Should I contact or pay Summit Receivables?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with Summit Receivables is to work with a credit repair professional. They help remove millions of negative items every year from companies like Summit Receivables on behalf of their clients.

Will Summit Receivables sue me or garnish my wages?

Summit Receivables is legally entitled to sue for unpaid debts. If they choose to sue and the court rules in their favor, they may be granted a judgment that could potentially lead to wage garnishment or a levy on your bank account. However, taking legal action is usually a last resort due to the costs and time associated with the process.

If a judgment is issued against you, the debt collector may have the ability to garnish your wages. This means your employer would be legally obligated to withhold a portion of your paycheck to be sent directly to the debt collector.

Summit Receivables Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Summit Receivables

Summit Receivables must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Summit Receivables to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Summit Receivables may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Summit Receivables must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Summit Receivables cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Summit Receivables From Your Credit Report Today!

Credit Saint can assist you in disputing Summit Receivables accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.