Szabo Associates

Who is Szabo Associates?

Szabo Associates, Inc., based in Atlanta, Georgia, is a third-party debt collection agency that operates to assist businesses in recovering past-due debts.

If you have unpaid debts, these may have been sold or transferred to Szabo Associates for collection, leading to their appearance on your credit report as a collections account.

Who does Szabo Associates collect for?

Szabo Associates provides debt collection services across a wide array of industries. While the specific industries or sectors they service are not explicitly listed, it’s known that they focus on recovering past-due debts for original creditors. This could encompass various forms of consumer debt, including credit cards, medical bills, student loans, or other types of personal debt.

Is Szabo Associates legit or a scam?

Szabo Associates is a legitimate company. However, their attempts to recover unpaid debts may involve frequent contact, including calls, texts, or emails. While these practices may feel invasive, they are typically legal as long as they comply with FDCPA rules.

How can I remove Szabo Associates from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Szabo Associates Contact Information

Address:

Szabo Associates, Inc.
3355 Lenox Road, N.E., Suite 945
Atlanta, GA 30326

Phone number: (404) 266-2464

Should I contact or pay Szabo Associates?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Szabo Associates is to work with a credit repair professional. They help remove millions of negative items every year from companies like Szabo Associates on behalf of their clients.

Will Szabo Associates sue me or garnish my wages?

Szabo Associates, Inc. does have the legal right to file a lawsuit against you for an unpaid debt. If they win the lawsuit, they may obtain a judgment from the court that could lead to wage garnishment or other forms of asset seizure, depending on the laws of your state.

However, it’s important to understand that this is generally a last resort in the debt collection process. Before it gets to this point, Szabo Associates will likely have attempted to contact you multiple times to try to work out a repayment plan.

Szabo Associates Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Szabo Associates

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

• It is a violation of federal law for Szabo Associates to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
• Szabo Associates cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
• Szabo Associates must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
• Szabo Associates cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Szabo Associates From Your Credit Report Today!

Credit Saint can help you dispute Szabo Associates collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.