Who is Szabo Associates?
Szabo Associates, Inc., based in Atlanta, Georgia, is a third-party debt collection agency that operates to assist businesses in recovering past-due debts.
If you have unpaid debts, these may have been sold or transferred to Szabo Associates for collection, leading to their appearance on your credit report as a collections account.
Who does Szabo Associates collect for?
Szabo Associates provides debt collection services across a wide array of industries. While the specific industries or sectors they service are not explicitly listed, it’s known that they focus on recovering past-due debts for original creditors. This could encompass various forms of consumer debt, including credit cards, medical bills, student loans, or other types of personal debt.
Is Szabo Associates legit or a scam?
Szabo Associates is a legitimate company. However, their attempts to recover unpaid debts may involve frequent contact, including calls, texts, or emails. While these practices may feel invasive, they are typically legal as long as they comply with FDCPA rules.
How can I remove Szabo Associates from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Szabo Associates Contact Information
Address:
Szabo Associates, Inc.
3355 Lenox Road, N.E., Suite 945
Atlanta, GA 30326
Phone number: (404) 266-2464
Should I contact or pay Szabo Associates?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Szabo Associates is to work with a credit repair professional. They help remove millions of negative items every year from companies like Szabo Associates on behalf of their clients.
Will Szabo Associates sue me or garnish my wages?
Szabo Associates, Inc. does have the legal right to file a lawsuit against you for an unpaid debt. If they win the lawsuit, they may obtain a judgment from the court that could lead to wage garnishment or other forms of asset seizure, depending on the laws of your state.
However, it’s important to understand that this is generally a last resort in the debt collection process. Before it gets to this point, Szabo Associates will likely have attempted to contact you multiple times to try to work out a repayment plan.
Szabo Associates Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Szabo Associates
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Szabo Associates to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Szabo Associates cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Szabo Associates must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Szabo Associates cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Szabo Associates From Your Credit Report Today!
Credit Saint offers assistance with disputing Szabo Associates collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
