TeleRecovery

Updated

Is TeleRecovery hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is TeleRecovery?

TeleRecovery is a debt collection agency that operates out of Kenner, Louisiana. Their primary business involves managing and collecting overdue debts on behalf of various businesses.

If you find TeleRecovery listed on your credit report, it generally indicates an outstanding debt that you have not yet repaid.

Who does TeleRecovery collect for?

TeleRecovery specializes in recovering past due debts for a broad range of original creditors. They specialize in recovering past due debts across multiple sectors, which could include healthcare providers, financial institutions, utility companies, and more.

Is TeleRecovery legit or a scam?

TeleRecovery is a legitimate company. However, as part of their debt collection practices, they may make frequent calls, texts, or emails, which some individuals may find to be excessive or bothersome.

How can I remove TeleRecovery from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years, regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

TeleRecovery Contact Information

Address:

TeleRecovery
3800 Florida Avenue, Suite 100
Kenner, LA 70065

Phone number: (877) 888-8307 or (504) 888-8300

Should I contact or pay TeleRecovery?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with TeleRecovery is to work with a credit repair professional. They help remove millions of negative items every year from companies like TeleRecovery on behalf of their clients.

Will TeleRecovery sue me or garnish my wages?

As a debt collection agency, TeleRecovery has the legal authority to sue you for unpaid debts. If they take you to court and the court rules in their favor, they may obtain a judgment that could lead to wage garnishment or a levy on your bank account.

However, such extreme measures typically occur after several attempts to collect the debt through other means have failed. Wage garnishment is generally seen as a last resort. To garnish your wages, TeleRecovery would first need to file a lawsuit, win the case, and receive a court order permitting the garnishment.

The rules surrounding wage garnishment vary by state, so the amount that can be garnished from your wages and the specifics of the process will depend on local laws and the details of your particular situation.

TeleRecovery Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If TeleRecovery is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with TeleRecovery

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for TeleRecovery to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • TeleRecovery may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • TeleRecovery must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • TeleRecovery cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove TeleRecovery From Your Credit Report Today!

Credit Saint can assist you in disputing TeleRecovery collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

Learn how to get help disputing errors on your credit report that could be hurting your credit score.

Crediful
Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.