United Receivables Group


Is United Receivables Group hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is United Receivables Group?

United Receivables Group, LLC (URG), also known as Allstate Check Services, LLC, is a debt collection agency located in Rock Hill, South Carolina.

Their primary business involves collecting debts that individuals have failed to pay. You might find URG listed on your credit report if a past due bill has been transferred or sold to them.

Who does United Receivables Group collect for?

United Receivables Group collects debts for a range of original creditors. This can include businesses such as credit card companies, retail businesses, healthcare providers, and other service providers.

Is United Receivables Group legit or a scam?

United Receivables Group is a legitimate company that operates within the boundaries of the law to collect unpaid debts. However, like many debt collection agencies, they may employ persistent tactics such as repeated calls, texts, or emails in their attempts to recover the debt.

How can I remove United Receivables Group from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

United Receivables Group, LLC (URG) Contact Information


United Receivables Group
572 John Ross Pkwy
Rock Hill, SC 29730

Phone number: (866) 850-3830

Should I contact or pay United Receivables Group?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with United Receivables Group is to work with a credit repair professional. They help remove millions of negative items every year from companies like United Receivables Group on behalf of their clients.

Will United Receivables Group sue me or garnish my wages?

United Receivables Group, like other debt collection agencies, does have the legal right to sue for unpaid debts. If they win the lawsuit, the court may issue a judgment permitting them to garnish your wages or levy your bank account. However, the process of suing a debtor is often time-consuming and costly, so it generally occurs when the unpaid debt is substantial.

United Receivables Group, LLC Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with United Receivables Group, LLC

United Receivables Group must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for United Receivables Group to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • United Receivables Group may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • United Receivables Group must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • United Receivables Group cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove United Receivables Group From Your Credit Report Today!

Credit Saint can assist you in disputing URG collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.