In 2014, the U.S. had 17.6 million reports of identity theft. Even though that number is so high it is expected to be even higher today.
Being wise with your online purchases is not enough anymore. In fact, it’s not even close to enough. As a result, there are a lot of identity theft protection services out there right now, but the one that’s really making a name for itself these days is IdentityForce.
With IdentityForce, you get a whole suite of identity theft protection services that surpasses its competitors. Plus, it’s generally cheaper, too.
What IdentityForce Offers
IdentityForce has five different branches of services it provides to its members. They are Monitor, Alert, Control, Recover, and Credit.
The Monitor branch is the aspect of IdentityForce that attracts most of its users. It’s the part that is constantly sweeping the digital world for traces of identity theft and stolen personal information. IdentityForce utilizes high-end technology that instantly notifies the central hub the moment anytime your financial, personal, or credit information is at risk.
- Advanced Fraud Monitoring
- Change of Address Monitoring
- Court Records Monitoring
- Dark Web Monitoring
- Payday Loan Monitoring
- Sex Offender Monitoring
The Alert branch is the aspect of IdentityForce that informs you whenever you are at risk. Alerts can be sent to either your phone, computer, or tablet.
- Bank and Credit Cards Activity Alerts
- Smart SSN Tracker
- Junk Mail Opt-Out
- Identity Threat Alerts
- Fraud Alert Reminders
Control is shortened from Identity and Credit Score Control, and it deals with controlling what other people are able to see and learn about you. With this identity theft protection, you are able to see and understand your credit score and know when, how, and where any of your personal information is used online. It enables you to protect your keystrokes (meaning anything and everything you type), all of your PIN numbers, all of your credit card information (numbers, security key, and billing address), as well as:
- Medical ID Fraud Protection
- Online PC Protection Tools
- Two-Factor Authentication
- Lost Wallet Assistance
- Mobile APP
Referring to IdentityForce’s Identity Theft Restoration and Insurance division, the Recover branch is on 24/7 and will help you handle every aspect of restoring your identity. This means IdentityForce will handle all of the necessary paperwork and make every call to get your life back to normal.
- Up to $1 Million in Identity Theft Insurance
- Fully Managed Restoration
- Toll Free Customer Service
Only included with the UltraSecure+Credit option (more on that shortly), the Credit division of IdentityForce is about empowering you with complete knowledge of your financial profile. Know whenever your scores drop or a negative entry is posted on any of your reports. With this branch, there’s no need to track all three separately throughout the year. IdentityForce puts them all together in each member’s online portal.
- Credit score simulator
- Monthly credit score tracker
- Equifax, Experian, and TransUnion Credit Monitoring. These include: Updates on credit scores from all three bureaus four times a year Updates on credit reports from all three credit bureaus four times a year
There are two different plans you can choose from that utilize some or all of the branches above. Here’s how each one breaks down so you can choose which one sounds right for you.
Coming with a 30-day free trial, the UltraSecure option is only $12.95 a month or $129.50 a year (which means two months free). The plan includes all branches of protection mentioned above accept Credit.
This is IdentityForce’s most popular product and comes with every branch (including Credit). You can get it for $18.95 a month, or save a bit a by paying for an entire year’s worth of services at once. The yearly price is $189.50.
How does IdentityForce work?
After your order is complete, IdentityForce sends you an email with a link to your unique online member dashboard. To complete your profile, you’ll need to input your personal information. The portal is highly secure and is done in this way so that no one ever sees your details but you.
Do it over the phone or through the mail and you run the risk of your mail being lost or seized, or worse, someone trying to impersonate IdentityForce and stealing your information on the spot.
After you’ve enrolled, you’ll be texted or emailed anytime there is any suspicious activity linked to your identity. After you confirm the transactions aren’t yours, IdentityForce takes immediate action to secure you, your information, and all of your accounts.
Every month after you enroll IdentityForce will update you on all account activity, including past alerts, and will also send you a summary of each and every benefit you receive as a member. Membership includes 24/7 access and support, and you will always be able to log in to your online portal to read about alerts and worldwide news updates pertaining to identity theft and trending scams.
Is the UltraSecure+Credit plan worth it?
To get the credit score and credit report monitoring service added on is only $6 more a month. If you’re considering getting any type of loan or line of credit in the not so distant future then this is a solid investment in your security. This includes any major financial decision such as a mortgage, auto loan, or even a new credit card.
Yes, the three credit bureaus each produce their own credit report for borrowers, and you can get a free report from each of them once a year through Annualcreditreport.com. However, the report does not include your score, and if you want to monitor your report more than once a year you’ll have to pay extra. Prices for these services can range anywhere from $15 to $40. Obviously, going with LifeForce will save you money.
With IdentityForce, you can also protect your children at no extra cost through ChildWatch. This feature comes with either product and includes the following services:
- Social security number tracking (which will also update you if your child’s SSN is ever associated with another address)
- Account restoration
- Up to $1 million in identity theft insurance
Children increasingly need identity protection as much as adults. Criminals can obtain your child’s information for only $300, and with his or her personal info they can open bank accounts and credit cards, apply for a loan, and apply for certain government benefits.
In short, they can wreck your child’s financial future long before he or she even graduates from elementary school. The fact that IdentityForce offers its ChildWatch service for free is nothing short of amazing.
IdentityForce offers high-end identity theft protection. For just a few dollars more a month you can tack on credit report and score monitoring, and with either plan, you get ChildWatch protection for free. For only $18.95 a month, you can protect yourself and your children. It’s a small price to pay considering the ubiquitous nature of online crimes these days.