IdentityIQ Review for 2024

Identity theft is a growing problem in our digital age, so many consumers are looking for ways to preemptively protect themselves. Over the years, several companies have cropped up that offer identity protection services.


IdentityIQ is one such company that has become a leader in the industry. Founded in 2009, IdentityIQ offers identity theft protection and credit monitoring at an affordable monthly rate.

The IdentityIQ comprehensive product bundles include identity theft protection, credit monitoring, dark web monitoring, and family protection. The company also offers online resources to help customers learn how to protect themselves from being victims of identity theft.

IdentityIQ’s Flexible Protection Plans: Features and Costs

When you sign up with IdentityIQ, the company monitors your Social Security number and alerts you when it’s used. This means that if identity theft does happen, you can catch and address it early on.

IdentityIQ offers four different protection plans for potential subscribers that range from $8.99 to $29.99 per month. Each plan provides:

  • Daily credit report monitoring alerts
  • Opt-out services
  • Dispute assistance
  • ID theft insurance is underwritten by AIG
  • Lost Wallet Assistance
  • SSN Alert

The most comprehensive plans include more advanced features like monthly credit reports, $1 million identity theft insurance, family protection, and more. Here is a quick breakdown of each IdentityIQ plan.

IdentityIQ Secure Plus

Cost: $8.99/month

  • Daily 1-bureau credit report monitoring
  • Dark web and internet monitoring
  • Up to $1 million in stolen funds reimbursement
  • Coverage for lawyers and experts
  • Coverage for personal expense compensation
  • SSN alerts
  • Synthetic ID theft protection
  • File-sharing network searches
  • Lost wallet assistance
  • Checking account report
  • Opt-out IQ (junk mail and do not call list)
  • U.S.-based ID restoration service

IdentityIQ Secure Pro

Cost: $19.99/month

Everything in the Secure Plus plan with the addition of the following benefits:

  • Bi-Annual 3-bureau credit report and credit scores
  • Credit score change alerts
  • Enhanced credit monitoring
  • Alerts on crimes committed in your name

IdentityIQ Secure Max Plan

Cost: $29.99/month

Everything in the Secure Pro plan with the addition of the following benefits:

  • Credit score tracker
  • Credit score simulator
  • Family protection, including $25K ID theft insurance and fraud restoration for children
  • Fraud restoration with LPOA

Family Protection

Unfortunately, you’re not the only one who’s at risk for identity theft. Everyone in your family is at risk, including your children. And when children have their identities stolen, it can go unnoticed for a very long time.

The Secure Max plan offers protection for your family. This gives you up to $1 million in identity theft insurance and up to $25,000 for your children.

IdentityIQ Reviews

Customers generally regard IdentityIQ highly, often noting the sense of security they gain from its comprehensive monitoring and alert system. The responsive customer support also receives praise for its helpfulness in addressing potential identity threats.

While some feedback suggests a need for more user-friendly interfaces and richer features in basic plans, the service is particularly lauded by families for its effective protection of children’s identities. Most compelling are the success stories from those who have combated identity theft with IdentityIQ’s help, underscoring the service’s effectiveness in crisis situations. Overall, the reviews reflect strong trust in IdentityIQ’s capability to safeguard your personal information.

Is IdentityIQ right for you?

IdentityIQ has a lot to offer for those seeking affordable identity theft protection. If you’re looking for basic credit monitoring services, Secure Plus could be a great fit for you. However, the company’s offerings go beyond identity theft monitoring.

They can assist you with removing your name from consumer databases and keeping telemarketers from calling, as well as preventing direct mail and unsolicited credit card offers, which can pose a significant risk for identity theft.

With over a decade of experience, IdentityIQ has established itself as a reputable brand in the market. Moreover, the company is constantly adding new services to enhance value for its customers. For example, customers can access up to 12 credit reports per year, a feature not commonly offered by most competitors.

IdentityIQ also boasts a U.S.-based customer service team, and has received accreditation and an “A+” rating from the Better Business Bureau, which attests to its commitment to customer satisfaction.

Bottom Line

Identity theft is a pressing concern for many people in today’s world, as it has the potential to cause severe harm despite your level of vigilance in safeguarding your personal information.

Fortunately, solutions like the IdentityIQ plan are available to help you protect your identity. Whether you require an affordable method of monitoring your credit or an additional layer of security for your personal data, IdentityIQ’s broad range of features has got you covered.

By selecting an IdentityIQ plan, you can have peace of mind knowing that you’re taking all the necessary precautions to defend yourself against the menace of identity theft.

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