Identity theft is a growing problem in our digital age so many consumers are looking for ways to preemptively protect themselves. Over the years, a number of companies have cropped up that offer identity protection services.


IdentityIQ is one such company that has become a leader in the industry. Founded in 2009, IdentityIQ offers identity theft protection and credit monitoring at an affordable monthly rate.

The IdentityIQ comprehensive product bundles include identity theft protection, credit monitoring, dark web monitoring, and family protection. The company also offers online resources to help customers learn how to protect themselves from being victims of identity theft.

IdentityIQ Plans and Pricing

When you sign up with IdentityIQ, the company monitors your social security number and alerts you when it’s used. This means that if identity theft does happen, you can catch and address it early on.

IdentityIQ offers four different protection plans for potential subscribers that range from $8.99 to $29.99 per month. Each plan provides:

  • Daily credit report monitoring alerts
  • Opt-out services
  • Dispute assistance
  • ID theft insurance is underwritten by AIG
  • Lost Wallet Assistance
  • SSN Alert

The most comprehensive plans include more advanced features like monthly credit reports, $1 million identity theft insurance, family protection, and more. Here is a quick breakdown of each IdentityIQ plan.

IdentityIQ Secure Plus

Cost: $8.99/month

  • Daily 1-bureau credit report monitoring
  • Dark web and internet monitoring
  • Up to $1 million in stolen funds reimbursement
  • Coverage for lawyers and experts
  • Coverage for personal expense compensation
  • SSN alerts
  • Synthetic ID theft protection
  • File-sharing network searches
  • Lost wallet assistance
  • Checking account report
  • Opt-out IQ (junk mail and do not call list)
  • U.S.-based ID restoration service

IdentityIQ Secure Pro

Cost: $19.99/month

Everything in the Secure Plus plan with the addition of the following benefits:

  • Bi-Annual 3-bureau credit report and scores
  • Score change alerts
  • Enhanced credit report monitoring
  • Alerts on crimes committed in your name

IdentityIQ Secure Max Plan

Cost: $29.99/month

Everything in the Secure Pro plan with the addition of the following benefits:

  • Credit score tracker
  • Credit score simulator
  • Family protection, including $25K ID theft insurance and fraud restoration for children
  • Fraud restoration with LPOA
  • How Does IdentityIQ Work?

    To get started with IdentityIQ, you can sign up on their website. The signup process is fairly quick and should only take a couple of minutes to complete. Once you’re an IdentityIQ customer, the company will monitor your credit report and alert you to any changes.

    IdentityIQ will alert you to suspicious activity on your account. If you do become a victim of identity theft, the company has trained experts that will help you restore your identity and get you back on track.

    Here is a more detailed overview of the services IdentityIQ offers its customers.

    Credit Reports and Monitoring

    According to IdentityIQ, changes to your credit report are one of the first indicators of identity theft. That’s why each plan includes credit report monitoring. If you sign up for the Secure Pro or Secure Max plan, you’ll have credit monitoring access as at all three credit bureaus.

    And the company will alert you when there are changes made to your credit report. This includes things like:

    • Changes to your personal information
    • New credit inquiries
    • New credit accounts
    • New public records

    Dark Web Monitoring

    The dark web is kind of like the online version of the black market. If your personal information is compromised during a data breach, criminals will usually turn to the dark web to sell this information.

    That’s why dark web monitoring services are essential. They can monitor the dark web for your name, social security number, and personal information in over 25 different languages. The company will alert you if they find your information on the dark web.

    Identity Restoration

    One of the best things about choosing an IdentityIQ plan is that the company will help you manage the fallout if you are a victim of identity theft. You will be assigned a dedicated case manager who will help you with a plan and resources for moving forward.

    Family Protection

    Unfortunately, you’re not the only one who’s at risk for identity theft. Everyone in your family is at risk, including your children. And when children have their identities stolen, it can go unnoticed for a very long time.

    The Secure Max plan offers protection for your family. This gives you up to $1 million in identity theft insurance and up to $25,000 for your children.

    Is IdentityIQ Right for You?

    There is a lot to like about IdentityIQ. The company offers an affordable solution for anyone trying to secure identity theft protection. Even if you just need basic credit monitoring services, Secure Plus could be a good option for you.

    But the company offers more than just identity theft protection. They can assist you with removing your name from consumer databases and keep telemarketers from calling you. They can also assist you with prohibiting direct mail and unsolicited credit card offers, which are big risks for identity theft.

    The IdentityIQ brand has been around for 11 years so it has some longevity in its market. Plus, the company continues to add more services to enhance the value for its customers. One example of this is that IdentityIQ lets its customers access up to 12 credit reports a year. This is something most competitors don’t offer.

    The company is accredited and given an “A+” rating by the Better Business Bureau.

    Bottom Line

    Anyone can become a victim of identity theft, even if you’re extremely careful about safeguarding your personal information. IdentityIQ offers a comprehensive range of identity theft protection features. If you’re looking for an affordable way to monitor your credit and protect yourself, an IdentityIQ plan could be the right option for you.