Are you thinking about applying for a PayPal credit card?
The minimum recommended credit score for this credit card is 700.
How to Increase Your Chances of Getting Approved for a PayPal Credit Card
Getting approved for a credit card requires a little planning. Most credit card offers require very good credit. When applying for new credit, it’s important to know your credit scores and what’s on your credit reports.
PayPal wants to see a strong credit history, steady income, and low credit utilization. If you’re using too much of your existing revolving credit, it’s a sign that you may not pay them back. It’s also important to make sure that you haven’t applied for too much credit in the recent past. Having too many credit inquiries can lessen your chances of getting approved.
Need help improving your credit score?
One of the best ways to improve your credit scores is by removing negative items from your credit report. Lexington Law can help you dispute (and possibly remove) the following items:
- late payments
- charge offs
They have over 28 years of experience and have removed over 7 million negative items for their clients in 2020 alone. So if you’re struggling with bad credit and want to increase the likelihood of getting approved for new credit, give them a call at (800) 220-0084 for a free credit consultation.