What Credit Score Is Needed for Apple Financing?


Are you thinking about applying for the Apple Financing?

The minimum recommended credit score for this credit card is 640.

However, there have been reports of approvals with a score as low as 600.

How to Increase Your Chances of Getting Approved for Apple Financing

Getting approved for Apple Financing requires a little planning. When applying for new credit, it’s important to know your credit scores and what’s on your credit reports.

Apple Financial Services wants to see a strong credit history, steady income, and low credit utilization. If you’re using too much of your existing revolving credit, it’s a sign that you may not pay them back. It’s also important to make sure that you haven’t applied for too much credit in the recent past. Having too many credit inquiries can lessen your chances of getting approved.

Need help improving your credit score?

One of the best ways to improve your credit scores is by removing negative items from your credit report. Lexington Law can help you dispute (and possibly remove) the following items:

  • late payments
  • collections
  • charge offs
  • foreclosures
  • repossessions
  • judgments
  • liens
  • bankruptcies

They have over 28 years of experience and have removed over 7 million negative items for their clients in 2020 alone. So if you’re struggling with bad credit and want to increase the likelihood of getting approved for new credit, give them a call at (800) 220-0084 for a free credit consultation.

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