Are you thinking about applying for the Apple Financing?
The minimum recommended credit score for the Apple Card is 640.
However, there have been reports of approvals with a score as low as 600.
What else do I need to get approved for Apple Financing?
There’s no guarantee that you will be approved for the Apple Card, regardless of how high your credit score is. Your credit score is probably the most important factor when considering your credit application. However, Apple also considers other factors such as your income, debt, and any negative items on your credit report.
How to Increase Your Chances of Getting Approved for Apple Financing
Getting approved for Apple Financing requires a little planning. When applying for new credit, it’s essential to know your credit scores and what’s on your credit reports.
Apple Financial Services wants to see a strong credit history, steady income, and low credit utilization. If you’re using too much of your existing revolving credit, it’s a sign that you may not pay them back. You’ll also want to make sure you haven’t applied for too much credit in the recent past. Having too many credit inquiries can lessen your chances of getting approved.
Need help improving your credit score?
One of the best ways to improve your credit scores is by removing negative items from your credit report. Lexington Law can help you dispute (and possibly remove) the following items:
- late payments
- charge offs
They have over 18 years of experience and have removed over 7 million negative items for their clients in 2020 alone. So if you’re struggling with bad credit and want to increase the likelihood of getting approved for new credit, give them a call at (800) 220-0084 for a free credit consultation.