Century Financial Services

Is Century Financial Services hurting your credit score?

Schedule a complimentary credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Century Financial Services?

Century Financial Services, Inc. (CFS, Inc) is a debt collection agency based in North Haven, Connecticut. Their primary function is to recover outstanding debts.

If you see their name on your credit report as a collections account, it typically means they are trying to collect a debt that you owe, which is usually due to an unpaid bill.

Who does Century Financial Services collect for?

Century Financial Services specializes in collecting debts on behalf of healthcare providers. This could include hospitals, medical practices, clinics, and other health-related service providers. Their role is to recover the money owed to these providers by patients who have not paid their bills.

Is Century Financial Services legit or a scam?

Despite potentially repeated calls, texts, or emails, Century Financial Services, Inc. is a legitimate company. They are legally authorized to contact you regarding any unpaid debts.

How can I remove Century Financial Services from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Century Financial Services, Inc. Contact Information


Century Financial Services, Inc.
23 Maiden Ln # 3
North Haven, CT 06473

Phone number: (800) 732-2843

Should I contact or pay Century Financial Services?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Century Financial Services is to work with a credit repair professional. They help remove millions of negative items every year from companies like Century Financial Services, Inc. on behalf of their clients.

Will Century Financial Services sue me or garnish my wages?

Century Financial Services, like other debt collection agencies, does have the legal right to sue you for unpaid debts. If they go this route and win the lawsuit, they may obtain a court judgment that could lead to wage garnishment or other forms of collection, depending on your state’s laws.

However, keep in mind that suing is often the last resort for debt collectors. Most would prefer to negotiate a payment plan or a settlement to avoid the time, cost, and uncertainty associated with legal proceedings.

Century Financial Services, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed by a debt collector you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Century Financial Services, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Century Financial Services to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Century Financial Services may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Century Financial Services must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Century Financial Services cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Century Financial Services From Your Credit Report Today!

Credit Saint can assist you in disputing Century Financial Services collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

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