Credit Center Inc

Is Credit Center Inc hurting your credit score?

Schedule a complimentary credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Credit Center Inc?

Credit Center Inc. (CCI) is a debt collection agency based in Danbury, Connecticut. The company assists creditors in collecting unpaid debts from individuals who have defaulted on their payments.

If you see Credit Center Inc listed on your credit report, it typically means that the company has taken over a debt you owe, often due to non-payment.

Who does Credit Center Inc collect for?

Credit Center Inc primarily offers its services to the healthcare industry. The company collects medical billing debts and other related medical debts on behalf of healthcare providers in Connecticut and western New York. They aim to recover unpaid bills from patients who have received medical services but have not paid the owed amounts to the healthcare providers.

Is Credit Center Inc legit or a scam?

Credit Center Inc is a legitimate debt collection company, operating within the legal confines of the debt collection industry. However, as with many debt collection agencies, their methods can sometimes be viewed as aggressive. They may frequently contact you by phone call, text, or email in an effort to recover the debt.

How can I remove Credit Center Inc from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Some clients have raised their credit scores
by 100 points* or more.

[*] Results are not typical or guaranteed.

Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.

In addition to collections, they can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Credit Center Inc Contact Information


Credit Center LLC
7 Finance Drive
Danbury, CT 06810

Phone number: (203) 792-0220

Should I contact or pay Credit Center Inc?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Credit Center Inc is to work with a credit repair professional. They help remove millions of negative items every year from companies like Credit Center Inc on behalf of their clients.

Will Credit Center Inc sue me or garnish my wages?

Credit Center Inc (CCI) does have the legal right to sue you for an unpaid debt. If they choose to do so and win the lawsuit, they might then be able to garnish your wages or levy your bank account, depending on the laws of your specific state.

However, most debt collection agencies view litigation as a last resort due to the cost and time required. Prior to any legal action, CCI is likely to attempt to recover the debt through less drastic measures such as phone calls, letters, and negotiating payment plans.

If you do receive a summons for a lawsuit, it’s crucial that you don’t ignore it. Failure to respond could result in a default judgment being entered against you, potentially giving CCI the right to garnish your wages or take other collection actions.

Credit Center Inc Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Credit Center Inc

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Credit Center Inc to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Credit Center Inc may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Credit Center Inc must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Credit Center Inc cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Credit Center Inc From Your Credit Report Today!

Lexington Law can assist you in disputing Credit Center Inc collection accounts. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

Some clients have raised their credit scores
by 100 points* or more.

[*] Results are not typical or guaranteed.