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LifeLock is an identity theft protection service that offers several different plans for a wide range of budgets and needs. It monitors several aspects of your personal and financial life in order to discover any red flags. If a real threat has occurred, then LifeLock offers several ways to help rectify the situation as smoothly and swiftly as possible.


Using a mobile app, you can immediately start the monitoring process so you can receive alerts concerning your identity security. With some plans, you can also tie in credit monitoring, which can be an added bonus if you’re working on rebuilding your credit.

Interested in learning more about what LifeLock offers?

Keep reading to find out your options and how to decide if the service is right for you.

LifeLock Plans

Here’s each level of service, including cost, and what you can expect to get for your money.

 LifeLock Standard™LifeLock Advantage®LifeLock Ultimate Plus™
Cost$11.99 per month
$124.99 annually
$22.99 per month
$239.99 annually
$34.99 per month
$339.99 annually
Promotions$8.99/month for the first year
Terms apply
$17.99/month for the first year
Terms apply
$26.99/month for the first year
Terms apply

  • Stolen funds reimbursement: up to $25,000

  • Personal expense compensation: up to $25,000

  • Coverage for lawyers and experts: up to $1 million

  • Stolen funds reimbursement: up to $100,000

  • Personal expense compensation: up to $100,000

  • Coverage for lawyers and experts: up to $1 million

  • Stolen funds reimbursement: up to $1 million

  • Personal expense compensation: up to $1 million

  • Coverage for lawyers and experts: up to $1 million

Credit Monitoring

  • One bureau

  • One bureau

  • Annual credit report and score from one bureau

  • All three bureaus

  • Annual credit report and score from all three bureaus

  • Monthly credit score tracking from one bureau


  • Social security number and credit alerts

  • Privacy monitoring

  • Deep web monitoring

  • USPS Address change alerts

  • All alerts from standard plan

  • Bank and credit card activity alerts

  • Alerts on crimes committed in your name

  • Data breach monitoring

  • Fictitious identity monitoring

  • All alerts from standard and advantage plans

  • 401(k) and investment activity alerts

  • Bank account takeover and new account alerts

  • File-sharing network searches

  • Sex offender registry reports

Which plan should you choose?

Choosing a plan entails a few different steps. First and perhaps most importantly, think about your budget. Don’t automatically choose a plan with all the bells and whistles if the monthly payment is going to make the rest of your budget fall off track.

Think about how much compensation you want to have access to in the event of a worst-case scenario. If you don’t think your stolen funds amount or even personal expense amount would be more than $25,000 then it may make sense to choose the lower level plan. If, however, you have larger accounts or more sophisticated accounts that may be targeted, you may find it suitable to opt for a plan that includes investments.

If you’re looking to combine identity theft protection along with comprehensive credit monitoring, you should consider a top tier plan. That way, you could realize some savings by combining services and getting everything you need directly through LifeLock.

Still unsure about the best plan for you?

Check out their risk calculator, which analyzes your behavior and habits to provide you with tips on how to stay safe. If you get a low score, you may realize you’re ready for more protection than you originally thought.

Refund Policy

Another perk from LifeLock is its refund policy. They offer a 60-day money-back guarantee. When you cancel your plan within the first 60 days, you receive an automatic refund.

Even if you decide to cancel after that period, your refund will be prorated for any unused months that you’ve already paid for. It’s a hassle-free process so you don’t have to worry about getting stuck in a subscription service that you’re not 100% happy with.

Bottom Line

LifeLock has filled the gap between personal and digital security. LifeLock can help preserve your finances and your reputation by ensuring any fraudulent activity is detected early and reimbursed. With a hefty customer support service, LifeLock is committed to providing comprehensive coverage to keep you safe.