20 Creative Ways to Save Money on Entertainment

8 min read

Fun doesn’t have to be expensive. Some of the most memorable experiences cost little or nothing at all. Still, with movie tickets, streaming subscriptions, and concert prices rising, it’s easy to feel like entertainment is eating up your budget.

couple watching tv at home

Whether you’re trying to save more or simply spend smarter, the following ideas will help you keep your social life active without draining your wallet. Let’s explore creative ways to enjoy life while saving hundreds of dollars a year.

Cut Costs on Streaming and Subscriptions

Monthly subscriptions add up quickly. However, with a little planning, you can still enjoy your favorite shows and music while cutting costs significantly.

1. Rotate Your Streaming Services

Instead of keeping every subscription active all year, try rotating them. Pick one or two platforms per month, finish the shows you want, then cancel and switch next month. This keeps your entertainment fresh and can save hundreds annually compared to running multiple accounts at once.

2. Share Family or Group Plans

Many streaming platforms allow group or family plans that drastically reduce the per-person cost. Sharing with trusted friends or family can lower your monthly expenses without losing access.

PlatformIndividual MonthlyFamily/Group PlanCost per PersonAnnual Savings
Netflix$15.49$22.99 (4 users)$5.75~$117
Spotify$10.99$16.99 (6 users)$2.83~$97

3. Use Free Streaming Alternatives

Free streaming services can offer plenty of entertainment if you don’t mind a few ads. Some of the best free options include:

  • Tubi: Thousands of movies and shows, all free.
  • Pluto TV: Live channels and on-demand titles.
  • Crackle: Classic and indie films at no cost.
  • Freevee: Ad-supported content backed by Amazon.

These platforms can fill the gap between paid subscriptions while helping you save.

4. Leverage Student, Military, or Credit Card Discounts

Many entertainment companies offer discounts if you verify your status or use certain credit cards. Examples include:

  • Spotify and Hulu Student Plan: Both for under $6 per month.
  • Apple Music Military Discount: Up to 50% off the regular price.
  • Chase Freedom and Capital One Cards: Periodic offers for streaming credits or cashback.

A quick check before subscribing can lead to easy, ongoing savings.

Make the Most of Local and Free Events

You don’t have to travel far or spend much to have fun. Most communities host free or low-cost events that are easy to overlook.

5. Attend Community Concerts, Fairs, and Movie Nights

Local governments, libraries, and parks departments frequently host outdoor concerts, art fairs, and movie screenings. These events are often free and provide an enjoyable way to spend time with friends or family.

6. Visit Museums and Attractions on Discount Days

Many museums and zoos offer free or discounted admission on certain days. Look for promotions like “First Fridays,” “Free Admission Tuesdays,” or local resident discounts. Checking the schedule before you go can save you a surprising amount.

7. Volunteer at Festivals or Sports Events

If you’re willing to lend a hand, you can often attend events for free. Volunteers at concerts, film festivals, or sports tournaments usually receive complimentary entry, and sometimes even perks like meals or merchandise.

Rethink Dining and Nights Out

You can still enjoy great food and good company while keeping costs down. A few small changes can make a big difference in your entertainment budget.

8. Host a Potluck Game or Movie Night

Instead of going out, invite friends over and have everyone bring a dish. You can stream a movie or play games together for a fraction of what a night out costs.

ActivityAverage Cost per PersonAt-Home AlternativeSavings
Dinner + Movie$45Potluck + Streamed Movie$35+

The savings add up quickly—especially if you make this a regular tradition.

9. Use Happy Hours and Early Bird Specials

Many restaurants and bars offer discounted food and drinks during specific hours. Apps like Yelp, TheFork, or Restaurant.com can help you find the best local deals. Planning your night around these times lets you enjoy the same experience for much less.

10. Look for “Pay What You Can” Performances

Some theaters, comedy clubs, and art shows offer flexible pricing nights where you decide what to pay. These events help make live entertainment accessible to everyone while supporting local talent. It’s a win-win way to enjoy culture without the high cost.

Get More Out of Travel and Experiences

Entertainment doesn’t have to stop when you leave home. With a few smart choices, you can enjoy concerts, attractions, and travel experiences for much less than the sticker price.

11. Use Experience Marketplaces

Discount platforms can help you discover fun activities at a lower cost. Websites like Groupon, Travelzoo, and Fever often feature deals on concerts, tours, fitness classes, and festivals. These sites partner with local businesses, allowing you to enjoy high-quality experiences for a fraction of the regular price. Always compare reviews before booking to ensure you’re getting real value.

12. Earn Cashback on Tickets and Events

If you’re buying event tickets anyway, make sure you’re getting something in return. Cashback apps and credit cards with entertainment categories can help you earn money back on purchases.

  • Rakuten: Offers cashback on sites like StubHub and Ticketmaster.
  • Capital One Entertainment: Lets eligible cardholders redeem rewards for tickets.
  • Chase Sapphire Preferred: Provides points on travel and dining that can offset entertainment costs.

Even a small percentage adds up over time, especially if you attend events regularly.

13. Bundle Activities with Memberships or Passes

If you love exploring new places, memberships and attraction passes can be an excellent investment. Options like CityPASS, local zoo or aquarium memberships, and museum passes often include free or discounted entry to multiple locations.

You’ll save money after just a few visits, and many passes come with skip-the-line privileges or exclusive member events—extra perks that make your entertainment dollars go further.

Entertain Yourself at Home (Without Getting Bored)

When you’re creative, staying home can be just as fun as going out. These ideas can help you make the most of your downtime without spending much.

14. Start a DIY Hobby or Challenge

Hobbies can be both entertaining and rewarding. Pick something that excites you and helps you develop new skills.

  • Cooking: Try themed dinners or recreate restaurant meals at home.
  • Gardening: Grow herbs or vegetables and save money on groceries.
  • Crafting: Make home décor, candles, or personalized gifts for friends.

These projects keep you engaged while helping you spend less over time.

15. Try Online Learning Platforms for Fun

Learning something new can be one of the most enjoyable ways to spend time at home. Online platforms offer affordable or free courses on almost anything you can imagine.

  • Skillshare: Classes on photography, writing, and personal development.
  • Coursera: University-level courses available at no cost.
  • YouTube: Free tutorials on virtually every topic imaginable.

You’ll entertain yourself while building skills that can even benefit your career or personal growth.

16. Use Public Library Perks

Modern libraries are far more than just books. Many offer digital services and community programs that can help you save big on entertainment.

You can stream movies and audiobooks, borrow museum passes, or attend free workshops and book clubs. Libraries often host family-friendly events and film nights too—all at no cost. It’s one of the most underused resources for free fun.

Involve Family and Friends Creatively

Entertainment is better when it’s shared. Bringing family and friends into the mix can make saving money even more enjoyable.

17. Start a Monthly “Free Fun” Challenge

Turn saving money into a friendly competition. Each month, take turns planning free or low-cost activities for the group. It could be a hiking trip, picnic, or neighborhood scavenger hunt.

The person who plans the most enjoyable budget-friendly outing wins bragging rights—or maybe a small prize from the group. It’s a great way to make memories without spending much.

18. Trade Skills or Experiences

Everyone has something valuable to offer. Trade your time or talents with others to enjoy new experiences without spending cash.

  • Photography for lessons: Offer to take someone’s portraits in exchange for guitar lessons.
  • Babysitting swap: Watch a friend’s kids one weekend, and they’ll do the same for you.
  • Home chef exchange: Alternate cooking dinners at each other’s homes.

These exchanges build community and save everyone money.

Use Tech and Apps to Save Smarter

Technology can make saving on entertainment simple. The right tools help you track your spending, find deals, and make better decisions without the extra effort.

19. Track Spending on Fun with a Budgeting App

Most people underestimate how much they spend on entertainment. Budgeting apps can give you a clear picture and help you set limits.

  • Monarch: Offers powerful budgeting features, shared household tracking, and goal-based planning.
  • You Need a Budget (YNAB): Helps assign a purpose to every dollar.
  • Rocket Money: Finds and cancels unused subscriptions automatically.

Knowing where your money goes makes it easier to decide which expenses are worth keeping.

20. Use Rebate and Deal Apps

Before you buy tickets or sign up for services, check if you can get a rebate or discount.

  • Honey: Finds and applies coupon codes instantly at checkout.
  • Capital One Shopping: Compares prices and gives rewards points.
  • Ibotta: Offers cashback on digital gift cards and online purchases.

These small savings can add up over a year, helping you enjoy entertainment without the financial strain.

Final Thoughts

Saving money on entertainment isn’t about cutting out fun. It’s about being smarter with what you spend. A few simple changes, like rotating streaming services or finding local free events, can help you save hundreds each year without feeling deprived.

The trick is to focus on value. When you spend on things that truly make you happy and use free or discounted options for everything else, you’ll still enjoy life just as much—if not more.

Start by trying two or three of these ideas this week. You might be surprised at how easy it is to have a full social calendar without the financial stress.

Rachel Myers
Meet the author

Rachel Myers is a personal finance writer who believes financial freedom should be practical, not overwhelming. She shares real-life tips on budgeting, credit, debt, and saving — without the jargon. With a background in financial coaching and a passion for helping people get ahead, Rachel makes money management feel doable, no matter where you’re starting from.