12 Best Banks in Kansas for 2024

U.S. Bank is currently welcoming new applicants with a special online offering:

• Earn up to $700 when you open a new U.S. Bank Smartly® Checking account and a Standard Savings account, and complete qualifying activities.
• Subject to certain terms and limitations. Offer valid through June 27, 2024. Member FDIC.
• Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.

The account includes a free debit card that can be locked or unlocked if ever misplaced or stolen. There are no ATM transaction fees at U.S. Bank ATMs and no surcharge fees at over 40,000 MoneyPass® Network ATMs.

The checking account requires a $25 opening deposit and a $6.95 monthly fee. This fee can be waived for those 24 and under, 65 and over, or military members (must self-disclose).

Additionally, the fee can be waived with monthly deposits of $1,000+, an average balance of $1,500+, or holding an eligible U.S. Bank credit card. Qualifying for any Smart Rewards® tier (Primary, Plus, Premium, or Pinnacle) also waives the fee.

Say goodbye to monthly fees and overdraft fees with SoFi, and enjoy no-fee overdraft protection up to $50 with a qualifying direct deposit.

You can also receive your paycheck up to two days earlier when you set up direct deposit. For cash withdrawals, over 55,000 ATMs globally are at your disposal without any charges, thanks to the Allpoint® Network.

To top it off, SoFi ensures strong FDIC insurance for your funds, covering up to $2M.

There’s no minimum deposit to open the GO2bank account, and no minimum balance requirements. With a vast network of 90,000 retail locations for cash deposits and 55,000 fee-free ATMs, managing finances is a breeze. Transferring money from another bank? That’s done without a fee.

With GO2bank, you can get your paycheck up to two days early and government benefits even four days ahead with direct deposits.

If you receive a direct deposit in a month, and the $5 monthly fee is waived. For unexpected expenses, there’s an optional overdraft protection up to $200.

For those aiming to boost their credit score, GO2bank’s Secured Visa Credit Card can be a valuable tool.

With a focus on meeting a wide range of customer needs, Commerce Bank provides both personal and small business banking solutions.

Their portfolio includes conventional checking and savings accounts, as well as CDs and money market accounts. Beyond these, they offer a suite of financial services encompassing mortgages, loans, and credit cards, among others.

When it comes to their personal checking account provisions, clients can benefit from the absence of monthly maintenance fees. The only prerequisite is a minimum initial deposit of $125.

Commerce Bank also offers business checking accounts, business credit cards, term loans, and lines of credit.

The bank has several tiers of checking accounts to choose from, including a basic checking account with no monthly maintenance fee, as long as you uphold a daily balance of at least $100.

The checking account carries a monthly fee of $7, a charge readily waived when a minimum daily balance of $100 is sustained. Opening a bank account is fairly accessible with a minimum initial deposit requirement of just $25. Additionally, they offer a competitive 3.29% APY on CDs.

They present customers with a checking account option that comes without any monthly fees. One limitation to note is the restriction on complimentary ATM usage. It’s confined to the bank’s own locations, which are primarily located in Kansas and Northwest Missouri.

Opening a checking account requires an initial deposit of $100, but there is no minimum balance requirement. When it comes to savings, the bank offers attractive rates on money market accounts and even higher APYs on CDs, giving clients fruitful avenues for growing their investments.

Customers have access to a comprehensive set of online banking utilities complemented by in-person customer assistance at local establishments.

Bank of America’s mobile banking app offers mobile check deposit, account alerts, fraud protection measures, and a 24/7 customer support hotline.

You’ll also find an array of credit card choices, from rewards cards to cards designed for building or improving credit. Additionally, you’ll also get access to a broad range of investment options.

Regarding the checking account specifics, there is a $12 monthly fee that can be waived if you maintain a minimum daily balance of $1,200. A deposit of $100 is required to open an account.

CDs are available at 4.00% APY. In addition, account holders can also enjoy the ease of seamless money transfers between Bank of America accounts and accounts with other financial institutions.

InTrust Bank makes life easy with their Free Checking account paired with a free Visa debit card, online bill pay, mobile check deposits, and more. The checking account stands out with no monthly fees, no minimum opening deposit, and no minimum balance requirements.

On the savings front, InTrust presents enticing rate offerings with a 1.75% APY on money market accounts and a substantial 5.00% APY on CDs, paving the way for fruitful investment opportunities.

A standout feature of banking with Emprise is the cash-back checking account, which has no monthly maintenance fees and rewards them with a 2% cash back on debit card expenditures.

To qualify for this, account holders need to ensure at least one direct deposit per month, a minimum of 12 debit card transactions monthly, or subscribe to e-statements.

The checking account comes with no monthly fees, and can be opened with a minimum deposit of $100. Emprise Bank also offers solid rates on savings accounts and CDs, promising beneficial returns on savings and investments.

The Thrive and Prosper checking accounts from NASB come with engaging benefits such as coverage of up to $800 for cell phone damage and assistance during roadside emergencies.

The checking account comes with a $6 monthly fee, and a minimum of $100 deposit is required, although there are no demands to maintain a minimum balance. In terms of savings potential, North American Savings Bank offers a promising rates on savings accounts and CDs.

A standout feature of BMO Harris is its strong online and mobile banking tools, providing modern banking services to its customers. Additionally, the SmartAdvantage checking account is a popular choice due to having no monthly fees.

There is no monthly fee associated with the free checking account. Opening an account is accessible with a low requirement of just a $25 initial deposit, and there are no rules for maintaining a minimum balance afterward.

In terms of interest rates, the bank offers a 2.50% APY for savings accounts and a 4.50% APY for CDs. This offers good opportunities for growing your savings.

Furthermore, customers can use any SHAZAM ATM across the country without incurring additional charges.

When it comes to the specifics, there are no monthly fees associated with the checking accounts. Opening an account is quite affordable with a minimum deposit requirement of only $5.

For those interested in savings, the bank offers very competitive rates on savings accounts, providing a great option to grow your funds substantially.