11 Best Banks in Nebraska for 2024

Their basic checking account has no monthly fees or minimum balance requirements. You get a free Visa debit card, and mobile and online banking services such as online bill pay, and mobile check deposit.

The limited ATM network might be a drawback for some. However, Pinnacle Bank does try to mitigate this with a rebate offer of up to $10 each month for out-of-network ATM fees, specifically for students, seniors, and military personnel.

When it comes to interest rates, Pinnacle offers a 0.86% APY on savings accounts and rates up to 2.08% APY on money market accounts.

The online bank stands out for its no monthly fees and no minimum balance requirement. New customers also have a chance to earn welcome bonuses ranging from $50 to $300.

What sets SoFi apart is the early direct deposit feature, allowing customers to access their paychecks two days earlier.

With the added benefit of no-fee overdraft coverage for qualifying accounts and free ATM withdrawals at over 55,000 ATMs, SoFi ensures easy access to funds, making it a top choice for many in Nebraska.

This regional bank offers a range of checking account options, including a popular free one that requires no monthly maintenance fees and no minimum balance. A standout feature is the widespread access to fee-free transactions at both FNBO and Allpoint ATMs nationwide.

Adding to its appeal are the additional perks such as personal banker access through its mobile app and rate discounts on various loans. First National Bank of Omaha also offers small business banking products such as business loans, business credit cards, and lines of credit.

Accessibility is a hallmark of GO2bank, demonstrated by its vast network comprising 90,000 cash deposit locations and 55,000 fee-free ATMs.

Additionally, you can take advantage of getting your salary or government benefits early with its early direct deposit feature. Avoiding the $5 monthly fee is as simple as setting up a monthly direct deposit.

GO2bank supports its customers during financial hiccups with a $200 overdraft protection option and promotes healthier credit scores through its Secured Visa Credit Card. This online-only bank is establishing itself as a convenient and supportive choice in Nebraska’s banking scene.

A distinguishing feature of UBT is its generous bonus offerings for its fee-free checking accounts. The tiered system allows new customers to get up to $250 depending upon their direct deposit commitments in the initial 90 days.

UBT’s checking account has no monthly maintenance fees and a $50 minimum opening deposit requirement. You’ll also find competitive rates on CDs at 4.63% APY and money market accounts at 3.30% APY, as well as a basic savings account and a student savings account for those 25 and under.

With additional perks like a considerable bonus for new checking accounts and a comprehensive mobile banking suite, Union Bank & Trust sets itself as a compelling choice.

The bank offers the convenience of a free checking account, contingent upon meeting specific criteria such as maintaining a $500 daily balance or receiving at least $500 in electronic deposits monthly for the Everyday Checking account.

A current promotion stands as an added attraction, presenting new customers with the opportunity to earn a $300 bonus.

To be eligible for this, you must make qualifying direct deposits totaling at least $1,000 within the first three months. There’s also a $25 minimum initial deposit requirement for opening an account.

Another big plus of banking with Wells Fargo is the high interest you can earn on savings accounts, up to 2.51% APY, and even higher on CDs, up to 4.51% APY.

Starting with just a $50 initial deposit, you can open a checking account without worrying about monthly fees or minimum daily balance requirements, easing the banking process. You can also open a savings account with $50.

Besides the basic banking features, American National Bank provides additional services like personal and home loans, along with small business banking options, making it a versatile choice for residents of Nebraska.

For convenient cash withdrawals, Ally grants free access to a widespread network of over 53,000 ATMs across the nation. In addition, Ally reimburses up to $10 for out-of-network ATM fees.

Opening a checking account at Ally is easy, with no minimum deposit or minimum balance requirements. There are also no monthly fees or overdraft fees.

Ally Bank allows you to earn 0.25% APY on checking accounts, 4.25% APY on savings accounts, and 4.80% APY on CDs. With the added benefit of the CoverDraft℠ feature to help avoid overdrafts, Ally Bank emerges as a strong online option, marrying convenience with profitability.

Starting your banking journey here is straightforward; a checking account can be initiated with just a $100 deposit. Furthermore, there are no monthly service fees.

But Cornerstone Bank is more than just its checking accounts; it stands tall as one of Nebraska’s finest due to its comprehensive offerings. Their services include various financial products, including a regular savings account, a health savings account, and a Christmas Club savings account.

In addition, they also offer a business checking account, personal loans, and commercial and agricultural loans. Moreover, they expand their portfolio with investment and trust services catering to a diverse set of financial needs.

What elevates Cornerstone Bank further is its commitment to assisting clients in building a solid financial future through its wealth management services. They also extend competitive rates on home and auto loans, showcasing its dedication to nourishing the growth of its community members.

Established in Nebraska and Wyoming, this bank offers you the ease of managing your bank accounts through a comprehensive mobile app, equipped with a host of necessary features.

Opening a free checking account here is fairly straightforward, requiring a $100 initial deposit. There’s no monthly service fee or minimum balance requirement.

Platte Valley Bank offers a range of financial products, including a regular savings account and a health savings account, as well as a money market account. Additionally, they provide credit cards, personal loans, and mortgages.

The Simple Checking account requires $100 to open and maintains a modest $3.00 monthly fee while freeing you from any minimum balance requirements.

Alongside this, First Nebraska Bank offers three other personal checking, savings, and investment accounts. They also feature a range of services including personal loans, mortgages, and insurance products to cater to different needs.

For business owners, the bank provides business checking and savings accounts, aiming to support local businesses through tailored services.