Can I Get a Cashier’s Check at Walmart?


In today’s fast-paced world, convenience is key, and mega-corporations like Walmart aim to meet this demand by offering a wide array of services under one roof. Among these services is check cashing, which you can easily access at a Walmart MoneyCenter for a nominal fee.

However, despite its extensive offerings, Walmart does not offer cashier’s checks, as it does not have the necessary authorization for such financial services.

Walmart MoneyCenter

What is a cashier’s check?

A cashier’s check is a guaranteed form of payment issued by a bank or credit union. It’s a popular option for large transactions, such as purchasing a car or making a down payment on a home, due to its security, trustworthiness, and speed. When you request a cashier’s check, the financial institution withdraws the funds from your bank account and guarantees payment to the recipient, making it a safer option than personal checks.

Financial Services Offered by Walmart

Walmart offers a wide range of financial services through its MoneyCenter to help customers manage their finances conveniently. Some of the services available include:

Walmart Check Cashing Services

Walmart cashes various types of checks, such as payroll, government, tax refund, insurance settlement, and retirement disbursement checks, for a fee. This service is available at the customer service desk or at the Walmart MoneyCenter.

Money Orders

Walmart sells MoneyGram money orders, which can be used as an alternative to cashier’s checks for smaller transactions. You can get a money order at the customer service desk or at the Walmart MoneyCenter.

Bill Pay Services

Walmart allows customers to pay their bills directly from the store. This service can be a convenient way to manage your finances without visiting your bank or credit union.

Prepaid Debit Cards

Walmart’s prepaid debit card, the Walmart MoneyCard, offers an appealing cash back program for its users. Cardholders can earn up to $75 each year in cash back: 3% for purchases made at, 2% at Walmart fuel stations, and 1% at Walmart stores.

The cash back is credited to the card balance at the end of the reward year, subject to activation and other eligibility requirements. The Walmart MoneyCard also comes with the convenience of managing funds through its mobile app. Moreover, it provides the added benefit of overdraft protection up to $200 with opt-in and eligible direct deposit.

For those who meet certain conditions, the monthly fee can be waived, enhancing its value as a budget-friendly option. Additionally, the card offers a 2% APY on savings, making it a smart choice for managing money and earning rewards through regular Walmart shopping.

Walmart also offers various other prepaid debit card options that can be loaded with cash and used for purchases, bill payments, or to withdraw cash from ATMs.

Walmart Credit Cards

Walmart offers two distinct credit card options: the Capital One Walmart Rewards Mastercard and the Walmart Store Card. Both cards provide enticing benefits with no annual fee, including 2% to 5% back on Walmart purchases.

The Capital One Walmart Rewards Mastercard is a versatile choice, accepted wherever Mastercard is used. On the other hand, the Walmart Store Card is more exclusive, designed for use at Walmart locations.

Tax Preparation Services

During tax season, Walmart partners with tax preparation service providers to offer convenient tax filing options for customers. These services are available at select Walmart locations.

Money Transfers

Walmart MoneyCenter allows customers to send money domestically and internationally through MoneyGram and other money transfer services. This service provides a convenient way to transfer money to friends and family, pay bills, or cover other financial needs.

Can I get a cashier’s check at Walmart?

Unfortunately, Walmart does not issue cashier’s checks. However, they do offer a range of alternatives, such as money orders and bill pay services.

Customers can purchase a MoneyGram money order as a substitute for a cashier’s check when dealing with smaller transactions. These money orders can be obtained at the customer service counter or the Walmart MoneyCenter.

Walmart’s in-store bill payment services may be another option to consider. This service enables customers to settle their bills directly, and offers a hassle-free method to handle your finances without the need for a bank account.

Can I cash a cashier’s check at Walmart?

Yes, you can cash a cashier’s check at Walmart. As part of their check cashing services, Walmart accepts various types of checks, including cashier’s checks, government checks, and tax refund checks, at the customer service counter or Walmart MoneyCenter.

Keep in mind that fees will apply, and the maximum amount you can cash may be subject to limitations. Make sure to bring a valid, government-issued photo ID to verify your identity and complete the transaction.

See also: Where Can I Cash a Cashier’s Check?

Where can I get a cashier’s check?

Although cashier’s checks aren’t available at Walmart, there are several places you can get one:

Traditional Banks and Credit Unions

Most brick-and-mortar banks and credit unions offer cashier’s check services to their customers. To get a cashier’s check from a bank or credit union, you’ll need to have a bank account with that institution. Simply visit your bank or credit union in person to request a cashier’s check.

Online Banks

Many online banks also provide cashier’s check services. These banks often have lower fees and more convenient processes, as you can request a cashier’s check through their website or mobile app without visiting a physical branch. The cashier’s check will then be mailed to you or the recipient.

Non-Bank Financial Service Providers

Some non-bank financial service providers, such as check-cashing stores or money service businesses, may offer cashier’s checks. However, these establishments typically charge higher fees for their services than traditional banks or credit unions. Be sure to research the legitimacy of these providers before obtaining a cashier’s check from them.

Specialized Apps or Financial Technology (Fintech) Companies

Certain Fintech companies or mobile banking apps may provide cashier’s check services to their users. These services might be convenient and accessible through their platform, but availability may vary, and fees might apply. As with non-bank financial service providers, always verify the legitimacy of the FinTech company or app before requesting a cashier’s check.

See also: How to Get a Cashier’s Check

Comparing Cashier’s Checks, Money Orders, and Personal Checks

Each form of payment has its advantages and disadvantages, so it’s essential to understand when to use each type.

Cashier’s Checks

Cashier’s checks are ideal for large transactions, as they provide a higher level of security and trustworthiness. The funds are guaranteed by the bank, making it difficult for the recipient to dispute the payment.

Money Orders

Money orders are suitable for smaller transactions and can be purchased at various locations, including Walmart, convenience stores, grocery stores, gas stations, and the postal service. Money orders are less expensive than cashier’s checks, but have lower maximum limits.

Personal Checks

Writing a personal check is a convenient way to pay bills and make everyday purchases. However, they lack the security of a cashier’s check or money order, as they can bounce if there are insufficient funds in your account.

Fees and Costs Associated with Cashier’s Checks

Fees for a cashier’s check vary depending on the financial institution. Traditional banks and credit unions often charge a fee for issuing a cashier’s check, while online banks may offer them for free or a lower fee. Walmart charges a maximum fee for money orders, which is generally less than the cost of a cashier’s check.


Although Walmart does not provide cashier’s checks, there are still many financial services available, including Walmart check cashing services, money orders, and paying your bills in-store. By understanding your financial options, you can make informed decisions about how to manage your money, whether that’s through a bank, credit union, or retail store like Walmart.

For further information about cashier’s checks, money orders, and other financial transactions, contact your bank or explore additional resources available online.

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