Allied Collection Service

Is Allied Collection Service hurting your credit score?

Schedule a complimentary credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Allied Collection Service?

Allied Collection Service, Inc. is a debt collection agency located in Columbus, Indiana. There’s also a separate Allied Collection Services, Inc. located in Las Vegas, Nevada.

If Allied Collection Service appears on your credit report, it typically indicates that you have an outstanding debt that has been assigned or sold to them for collection.

Who does Allied Collection Service collect for?

Allied Collection Service provides their collection services across a wide range of sectors. They collect debts on behalf of credit unions, healthcare providers, student loan providers, municipalities, retail businesses, and commercial entities.

Is Allied Collection Service legit or a scam?

Despite the sometimes intrusive and persistent nature of their communication methods, Allied Collection Service is a legitimate debt collection agency. They employ a variety of communication channels, such as phone calls, texts, and emails, to reach debtors regarding their outstanding debts.

How can I remove Allied Collection Service from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Some clients have raised their credit scores
by 100 points* or more.

[*] Results are not typical or guaranteed.

Lexington Law is a professional credit repair law firm that works with people who want to fix their credit.

In addition to collections, they can work with you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Allied Collection Service (Indiana) Contact Information

Allied Collection Service, Inc.
1607 Central Ave
Columbus, IN 47201

Phone number: (800) 310-3349 or (812) 372-0263

Allied Collection Services (Nevada) Contact Information


Allied Collection Service, Inc.
3090 South Durango Drive, Suite 101
Las Vegas, NV 89117-9194

Phone number: (702) 737-5506

Should I contact or pay Allied Collection Service?

It’s best to avoid speaking to a debt collector on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Allied Collection Service is to work with a credit repair professional. They help remove millions of negative items every year from companies like Allied Collection Service on behalf of their clients.

Will Allied Collection Service sue me or garnish my wages?

Allied Collection Service does have the legal right to sue you in court for the debt that you owe.
If they win the lawsuit and obtain a judgment, they might garnish your wages. They could also seize funds from your bank accounts or place a lien on your property, depending on state laws.

However, initiating legal action is generally considered a last resort due to the costs and time-consuming nature of court proceedings. Most debt collection agencies prefer to establish a payment plan or settle the debt for a lesser amount before resorting to legal action.

Allied Collection Service, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with Allied Collection Services, you should also consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Allied Collection Service

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collection agency from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Allied Collection Service to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Allied Collection Service may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Allied Collection Service must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Allied Collection Service cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Allied Collection Services From Your Credit Report Today!

Lexington Law can assist you in disputing Allied Collection Services accounts. With more than 18 years of experience, they achieved over 6 million removals for their clients in 2021 alone.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

Some clients have raised their credit scores
by 100 points* or more.

[*] Results are not typical or guaranteed.