Focused Recovery Solutions

Is Focused Recovery Solutions hurting your credit score?

Schedule a complimentary credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Focused Recovery Solutions?

Focused Recovery Solutions, Inc. (FRS), also known as The Focused Group, Inc., is a debt collection agency based in North Chesterfield, Virginia. If you owe an unpaid debt that’s been transferred to FRS for collections, you might see their name on your credit report.

Who does Focused Recovery Solutions collect for?

FRS primarily serves the healthcare industry, collecting unpaid debts on behalf of hospitals, clinics, and other healthcare providers. They aim to recover as much of the unpaid debt as possible, either through full payment or via negotiated payment plans.

Is Focused Recovery Solutions legit or a scam?

While Focused Recovery Solutions is a legitimate company, their communication methods might seem excessive or intrusive. They may repeatedly contact you via phone, text, or email to discuss the debt.

How can I remove Focused Recovery Solutions from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Focused Recovery Solutions, Inc. (FRS) Contact Information


Focused Recovery Solutions, Inc.
9701 Metropolitan Ct Unit B
Richmond, VA 23236

Phone number: (804) 421-4090

Should I contact or pay Focused Recovery Solutions?

It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.

The most effective way to deal with Focused Recovery Solutions is to work with a credit repair professional. They help remove millions of negative items every year from companies like Focused Recovery Solutions on behalf of their clients.

Will Focused Recovery Solutions sue me or garnish my wages?

Focused Recovery Solutions, Inc. (FRS) does have the ability to sue you for the unpaid debt. If they choose to do so and win the lawsuit, they could potentially receive a court order to garnish your wages or levy your bank account to recover the debt.

However, garnishing wages or levying bank accounts is generally a last resort and involves several steps. The regulations and procedures regarding wage garnishment can vary significantly by state and by the type of debt.

Focused Recovery Solutions, Inc. Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Focused Recovery Solutions, Inc.

Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Focused Recovery Solutions to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Focused Recovery Solutions may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Focused Recovery Solutions must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Focused Recovery Solutions cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Focused Recovery Solutions From Your Credit Report Today!

Credit Saint can assist you in disputing Focused Recovery Solutions collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

Ready to Repair Your Credit?

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