Holloway Credit Solutions


Is Holloway Credit Solutions hurting your credit score?

Schedule a free credit consultation to find out how you can eliminate inaccurate and questionable negative information from your credit report.

Who is Holloway Credit Solutions?

Holloway Credit Solutions, LLC is a debt collection agency based in Montgomery, Alabama. They work on behalf of original creditors to collect unpaid debts.

If you see Holloway Credit Solutions listed on your credit report, it usually indicates that a bill you owed has gone unpaid, and the original creditor has transferred or sold the debt to this agency.

Who does Holloway Credit Solutions collect for?

Holloway Credit Solutions provides collection services across various industries including commercial, educational, medical, retail, and utilities. This means they could be attempting to collect a debt from you on behalf of a business in any of these industries.

Is Holloway Credit Solutions legit or a scam?

Holloway Credit Solutions is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Holloway Credit Solutions from my credit report?

Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(While debt collectors may not want this information to be widely known, it’s your right to be informed.)

Ready to Raise Your Credit Score?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

Professional credit repair services work with people who want to get their credit back on track.

In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Holloway Credit Solutions, LLC Contact Information


Holloway Credit Solutions, LLC
1286 Carmichael Way
Montgomery, AL 36106

Holloway Credit Solutions, LLC
4362 Midmost Dr. Suite A
Mobile, AL 36609

Phone number: (334) 396-1200

Should I contact or pay Holloway Credit Solutions?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Sometimes, credit reports contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock. As a result, it could harm your credit rather than improve it.

The most effective way to deal with Holloway Credit Solutions is to work with a credit repair professional. They help remove millions of negative items every year from companies like Holloway Credit Solutions on behalf of their clients.

Will Holloway Credit Solutions, LLC sue me or garnish my wages?

Holloway Credit Solutions, LLC is entitled to sue you if you owe a debt and refuse to pay or make arrangements for payment. However, it’s important to note that not all debts lead to lawsuits, and legal action is typically seen as a last resort.

If Holloway Credit Solutions decides to sue you and they are successful in obtaining a judgment from the court, they may be able to take additional steps to collect the debt. This could include wage garnishment, where a portion of your wages is deducted to satisfy the debt.

Holloway Credit Solutions, LLC Complaints

Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Holloway Credit Solutions, LLC

Debt collectors must abide by state and federal laws in the United States. For example, the FDCPA prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, it provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:

  • It is a violation of federal law for Holloway Credit Solutions to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
  • Holloway Credit Solutions, LLC may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
  • Holloway Credit Solutions, LLC must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
  • Holloway Credit Solutions, LLC cannot threaten to have you arrested or imprisoned over unpaid debts.

Remove Holloway Credit Solutions From Your Credit Report Today!

Credit Saint can assist you in disputing Holloway Credit Solutions accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or give them a call at (855) 281-1510 for a free credit consultation to see what they can do for you.

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Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.