Who is Logicoll, LLC?
Logicoll, LLC is a debt collection agency based in Lombard, Illinois. Their primary function is to assist original creditors in recovering outstanding debts from individuals or businesses.
If you have an unpaid bill or debt that has been transferred to Logicoll, LLC for collection, you may see their name listed on your credit report as a collections account.
Who does Logicoll, LLC collect for?
Logicoll, LLC provides debt collection services to a variety of clients. These may include businesses in the healthcare, credit card, personal loan, and other industries. If you owe an outstanding debt to a company in one of these sectors, your account may be handed over to Logicoll, LLC for collection.
Is Logicoll, LLC legit or a scam?
Logicoll, LLC is a legitimate company tasked with the recovery of unpaid debts. However, they may employ persistent tactics, such as repeated calls, texts, or emails, in their collection efforts.
How can I remove Logicoll from my credit report?
Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Unfortunately, paying the collection could even lower your credit score.
However, it is possible to remove a collection account from your credit history before seven years.
(While debt collectors may not want this information to be widely known, it’s your right to be informed.)
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In addition to collections, they can help you to challenge other inaccurate, unfair, or unsubstantiated information on your credit report. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.
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Logicoll Contact Information
820 Parkview Blvd
Lombard, IL 60148
PO Box 1479
Lombard, IL 60148
Phone number: (888) 541-0963
Should I contact or pay Logicoll?
It’s best to avoid speaking to a collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it. However, sometimes it’s better just to pay the collection account, especially if it’s new, and you’re certain that it’s legit.
The most effective way to deal with Logicoll, LLC is to work with a credit repair professional. They help remove millions of negative items every year from companies like Logicoll on behalf of their clients.
Will Logicoll sue me or garnish my wages?
Logicoll, LLC is legally entitled to file a lawsuit against you if you fail to repay a debt. If they decide to sue and obtain a judgment in their favor, they may be granted certain legal remedies, such as garnishing your wages or levying your bank account to satisfy the outstanding debt.
However, it’s important to note that suing or wage garnishment is typically a last resort for debt collection agencies. Before reaching this stage, they are likely to engage in various collection efforts, including contacting you to arrange payment, negotiating a settlement, or offering a payment plan.
Logicoll, LLC Complaints
Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Logicoll
Debt collectors must abide by state and federal laws in the United States. For example, the Fair Debt Collection Practices Act prohibits a debt collector from using abusive, unfair, or deceptive practices. In addition, the FDCPA provides you with many rights to ensure that collection agencies don’t take advantage of you. In particular:
- It is a violation of federal law for Logicoll to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate.
- Logicoll may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors.
- Logicoll must be honest about who they are and what they are attempting to do. They must notify you that they are a debt collection agency both orally and in writing.
- Logicoll cannot threaten to have you arrested or imprisoned over unpaid debts.
Remove Logicoll From Your Credit Report Today!
Credit Saint can assist you in disputing Logicoll, LLC collection accounts. With years of experience at their disposal, these professionals have a proven track record of effectively removing incorrect entries for countless clients.
If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.
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