Getting a home warranty protects you from the replacement cost of some of the most common appliances and systems in your home. While there are many options available, Advanced Home Warranty is a leader in the field.
They offer two plans to choose from so that you can get the coverage you want for your home. Whether you’re considering a warranty for your own home or are selling your current home and want an extra perk, find out if Advanced Home Warranty is right for you.
Advanced Home Warranty Plans
You can choose from two different plans through Advanced Home Warranty. No matter which one you pick, you can take advantage of their current promotion offering your first month free. It’s a nice incentive to actually start the sign-up process.
With both plans, Advanced Home Warranty arranges for a service contractor to repair or replace any covered system or component that stops working because of typical wear and tear. When the contractor arrives, you’ll need to pay a $60 service fee. If the repair costs less than that, you’ll pay the lower amount.
This process is the same for both plans, but the covered items vary which accounts for the difference in prices. Here’s what you can expect from each plan.
Basic Plan ($370/year + 1 month free)
The basic plan covers a lot of the major systems and appliances in your home. It’s important to note that not every piece of a system or appliance may be covered in your plan. Read your contract carefully so you understand what specific coverage you’re paying for.
Here’s an example of some minor limitations.
While your electrical system is covered under the Basic Plan, including all components and parts, fixtures (like alarms and doorbells) are not. Moreover, Advanced Home Warranty limits the covered repair cost to $500 for this system each contract term.
Companies like Advanced Home Warranty need these rules to draw a line as to what is included as part of a system and what isn’t. Just be sure you know these things ahead of time so you can prepare for repair costs that aren’t covered.
- Heating System
- Electrical System
- Plumbing System
- Built-in Microwave
- Garage Door Opener
Total Plan ($450/year + 1 month free)
You’ll pay about $80 more each year to upgrade to the Total Plan, but you get extra coverage for some of your most-used appliances. Just make sure that the appliances you have fit Advanced Home Warranty’s requirements. The air conditioning system, for example, must be electrical to qualify. If it’s a gas air conditioning, then it won’t be covered by your contract.
So what extra coverage do you get with the Total Plan?
In addition to the items included in the Basic Plan, the Total Plan gives you access to coverage for each of the following:
- Air Conditioning
- Clothes Washer/Dryer
24/7 Claims Hotline. You can make a service call to Advanced Home Warranty’s customer service anytime, day or night. Once your claim is filed, they’ll schedule a service provider to come to look at the situation. On a weekday, they’ll be authorized within two days and on a weekend or holiday, they’ll be authorized within four days.
Cancellation Policy. If you cancel within the first 30 days of your policy, you’ll receive a full refund, except for a $50 administrative fee and any service costs spent by Advanced Home Warranty. After 30 days, you can still cancel but you’ll still have to pay the $50 fee and have any service costs deducted from your prorated refund.
How to Get a Quote from Advanced Home Warranty
You can start the quote process by filling out a simple form on Advanced Home Warranty’s website. Just enter the following few pieces of information to begin:
- First and last name
- Email address
- Primary and alternate phone numbers
- Zip code
Once you start your contract with Advanced Home Warranty, coverage doesn’t actually start for 30 days. Your contract period then lasts 365 from that point. You don’t lose any coverage this way, but it protects the company so that you don’t buy a plan to fix things that have already malfunctioned or broken in your home. The 30-day wait is a standard policy for home warranty companies.
Is Advanced Home Warranty Right for You?
There are several things to take into consideration when deciding if you want a home warranty and which one is best for you. Here are a few factors to think about before you make your choice.
Buying or Selling a Home
Purchasing a home warranty can be great if you’re in the process of buying or selling a home. Oftentimes sellers purchase a plan to help entice buyers to make an offer. In fact, a home warranty is cited as the fourth most important factor in choosing a house, only trailing behind things like location, design, and financing.
People who have just made a home purchase may want to consider getting a warranty from Advanced Home Warranty. Even if you know the general condition of the home from your showings and inspection, every home always has its own quirks.
You may only discover some of these by living in it for a period of time. Home warranties can help you mitigate the financial cost of those surprises as you start to learn exactly how your home functions over time.
Age of Appliances
Depending on the age of your appliances and systems, you may want to closely review the fine print from Advanced Home Warranty. Some covered items have a specific dollar limit associated with each contract term. If you have very old systems that may need replacement soon, see if the limit will put a big enough dent in the replacement price to warrant the annual premium.
Of course, if your home is aging, contributing to a warranty plan may help you take care of some of these repairs. The catch, of course, is that you have to wait until a system of appliance acts up before you can get financial help from your home warranty coverage.
Preventative maintenance is not covered. Owners of newer homes may not feel the need to purchase coverage since it’s less likely your home systems will start to break down.
Like most home warranty companies, Advanced Home Warranty uses its own network of service providers to respond to your claims. You can’t pick and choose who you want to work on your home.
This could be ideal if you don’t already have your own rolodex of contractors and repair professionals. But if you have a few trustworthy specialists that you already work with when you need home repairs, you may not want to relinquish control in order to develop new relationships.
Cash versus Service
Additionally, Advanced Home Warranty reserves the right to offer you cash the cash value of the appliance or repair rather than actually fixing it. Some people may prefer this, while others may not. Just know that this situation can happen so you’re not upset if you do end up getting this offer.
Advanced Home Warranty offers two robust options for coverage for homeowners. And with one month free, you can even benefit from extra savings to help sweeten the deal.