Home warranties can be a useful tool in covering potentially expensive repairs for your home’s appliances and systems. With Choice Home Warranty, there are several options available to get the coverage needed for your house.
Plus, you can add on optional items to get a truly comprehensive warranty that protects your specific home. Alternatively, if you’re putting your home on the real estate market, the quality of your offers could jump with the addition of a comprehensive home warranty plan.
Ready to find out everything you need to know about Choice Home Warranty? Read on and find out exactly what to expect from this leading home warranty company based out of New Jersey.
Choice Home Warranty Plans
Choice offers two plans, as well as optional coverage for extra home features you may want to be covered. Once you sign up, your Choice Home Warranty coverage starts 30 days after you enroll and lasts for a year.
Keep in mind that the prices below are estimates; you’ll need to request a free quote to determine your exact pricing.
Basic Plan ($378/year)
The basic plan covers a large range of items in your home. Don’t forget to carefully read the user agreement to find out exactly what parts of each item are covered by your plan. It gives you line by line details on everything that is and is not included.
For example, while a garage door opener is covered, some pieces related to the problem are not included, like the garage door, hinges, springs, sensors, chains, and rollers. If any of those parts are causing the issue, you’ll likely have to pay out of pocket.
Still, there are quite a few items that are covered even in the basic plan, including some major systems.
Covered Items for Basic Plan
- Heating system
- Electrical system
- Plumbing system
- Plumbing stoppage
- Water heater
- Whirlpool bathtub
- Oven / range / stove
- Built-in microwave
- Garbage disposal
- Garage door opener
- Ceiling and exhaust fans
Looking for additional coverage? Check out the total plan.
Total Plan ($450/year)
While the annual cost is a bit more expensive compared to the Basic Plan, the Total Plan comes with some key additions. If your home features any of these items, it may be worth considering the upgrade. All of these items are included in addition to everything included in the Basic Plan above.
Additional Covered Items for Total Plan
- Air conditioning system
- Clothes washer
- Clothes dryer
These are pretty standard amenities in American households today. Plus, the lifespan of these appliances is fairly limited, even for newer models. It could well be worth the extra cost of the Total Plan to cover these items.
Choice also offers the option to cover other items that are less common and not included in their two other plans. You can add these items to your plan a la carte in order to pick and choose which ones apply to you for a small additional cost.
Here are the options available through Choice Home Warranty’s optional coverage:
- Pool / spa
- Central vacuum
- Second refrigerator
- Well pump
- Limited roof leaks
- Stand alone freezer
- Sump pumps
- Septic systems
- Septic tank pumping
Again, take a look at the user agreement to see the specific components of each item that is covered.
Choice Home Warranty offers customers some special features that help them to stand out amongst the competition. First, eligibility is quite simple. The age of your home and your appliances are not considered as part of the eligibility criteria.
In fact, no home inspection is required before getting your home warranty service. Just know that any pre-existing conditions aren’t covered. Your appliances and systems should be in good working order at the start of your coverage period.
When you have a claim, you can call Choice Home Warranty at any time of the day. Customer service is available 24 hours a day, seven days a week all year round. They’ll dispatch a pre-screened service technician so you don’t have to worry about finding your own contractor to get the job done.
Additionally, you can purchase a home warranty plan for yourself or as part of a real estate transaction. Many sellers elect to purchase a home warranty plan to set themselves apart from other listings in the area.
And opting for a home warranty could even improve your home’s sales price.
According to Choice, you could get an average of 3% more for your house by offering a home warranty to buyers.
How to Get a Quote from Choice Home Warranty
In order to get a free quote from Choice, you just need to fill out a simple form online. In addition to your personal and contact information, you’ll also be asked a few questions related to your property. You’ll need to enter the following:
- Property address
- Property type: single family, condominium, townhouse, manufactured, duplex, triplex, or fourplex
- Square footage: more or less than 5,000 square feet
You also have the opportunity to input a promo code. It’s common to find online codes for Choice Home Warranty, usually offering a sale price for optional add-on coverage or a $50 discount for signing up.
Once you submit the form, you may be contacted via email, phone, or text. After you receive your personalized quote, you can also price out some of the additional coverage options you may wish to include with your plan.
Is Choice Home Warranty Right for You?
One of the most important steps in choosing the right home warranty plan is to research the details coverage, especially if the plan is for yourself and not someone buying your home. Also, compare trade service calls.
With Choice, you’ll pay a $75 trade service fee for each visit that is separate from the repair or replacement itself. So even if your issue ends up not being covered, you’ll still have to pay the service fee, which is standard for the industry.
Also, remember that a home warranty is different than homeowners insurance. Your insurance, which is probably required by your mortgage lender, typically covers damage caused by hazardous events, such as a flood or fire. Your warranty covers your systems and appliances due to everyday use. Compare the details of both your plans to make sure your coverage doesn’t overlap.
It’s easy to take Choice Home Warranty for a test drive. You can sign up for one month free to figure out if it works for you. This also gives you time to review the coverage details without paying for a plan you may end up not using.
Bottom line? Choice offers flexible, comprehensive plans with 24/7 customer service. One of the best features is the ability for you to pick and choose add-ons that are relevant to your individual home. As long as you properly familiarize yourself with your service agreement, you could easily save a substantial amount of money if one of your appliances or systems stops working.