The Home Service Club Review for 2023

Backed by some of the best customer reviews in the home warranty industry, The Home Service Club has a stellar reputation. This company offers home warranties for homeowners, homebuyers, and sellers in 49 states, excluding Wisconsin. The Home Service Club has been in business since 2009 and has become a highly respected home warranty provider.

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Even at the base level, The Home Service Club’s home warranties are some of the most comprehensive in the industry. Their price reflects that, with plans starting at more than $500 per month, but for many policyholders, the price is justified.

The Home Service Club plans include coverage that others don’t, like pest control, and can potentially save homeowners money on expensive service and appliance repairs. With other perks like the ability to choose from different trade service call fees, there are plenty of reasons to consider this company.

The Home Service Club Warranty Plans

The Home Service Club plans start at just $1.39 per day, and the following pricing reflects a single-family home under 5,000 square feet in New Jersey. Currently, Home Service Club offers a discount of $75 off, plus one month free, which is automatically applied to your quote.

Little information is available on trade service call fees. Service fees cost $95, though it may be possible to have the service fee lowered to $65 by talking to a representative.

The Home Service Club states that it offers three trade service call options, and choosing a higher call service fee lowers monthly plan prices. You can choose your trade service call fee when you purchase your service and can change that fee only within the initial 30 days after buying your plan or when renewing your plan.

Standard Coverage ($525 annually after discount)

HSC’s Standard Coverage plan is the base home warranty plan, though it offers an impressive amount of coverage, including the major systems and appliances in your home:

  • Refrigerators
  • Ovens, ranges, cooktops
  • Dishwasher
  • Clothes washer
  • Clothes dryer
  • Freestanding icemakers
  • Microwave oven built-in
  • Trash compactor
  • Food centers (built-in)
  • Air conditioner
  • Heating systems
  • Electrical systems
  • Water heater
  • Plumbing systems
  • Garbage disposal
  • Garage door opener
  • Ceiling fans
  • Central vacuum

Comprehensive Coverage ($725 annually after discount)

HSC’s Comprehensive Coverage plan includes all the coverage offered by the Standard Coverage plan. The Comprehensive Coverage plan adds on protection for some common yet costly expenses that can occur. The pest control coverage can be particularly valuable, and it’s a service that many other companies don’t commonly offer.

  • Plumbing stoppage
  • Ductwork
  • Gas leaks
  • Pest control
  • Whirlpool coverage
  • Alarm warning
  • Telephone wiring
  • Smoke detectors
  • Exhaust/attic fans
  • Sump pump
  • Doorbells
  • Hot water pump
  • Hot/cold water dispenser

Optional Coverage

While the home warranty plans are already comprehensive, The Home Service Club offers multiple upgrade options to ensure your plan delivers the coverage you want and need. The Utility Line Coverage Package offers six-part coverage to help protect you against potential costly utility repairs:

  • Outside water line
  • Outside sewer line
  • Outside gas line
  • Outside electric line
  • Sprinkler system
  • Grinder pump
  • You can also add individual plan options onto your home warranty
  • Pool coverage
  • Sprinkler system
  • Roof coverage
  • Freestanding freezer
  • Spa
  • Refrigerators built-in units with dial compressors
  • Sewage ejector pump
  • Water softener
  • Well pump
  • Jetted bathtub

The costs associated with each add-on are clearly outlined in the online quote process.

The Home Service Club Reviews

One of the best ways to research home warranty companies is by reading third-party reviews. You can discover what actual customers are saying about them before you choose to do business with them. Make sure to check out The Home Service Club reviews from sources like the Better Business Bureau (BBB) before signing up.

The Home Service Club Special Features

The Home Service Club maintains a database of more than 15,000 pre-screened contractors nationwide, ensuring you receive prompt service from qualified and talented technicians. Its 30-day labor guarantee and 90-day parts guarantee support the quality work that the technicians do.

Enrolling with The Home Service Club is easy. There’s no home inspection needed, and you don’t have to submit your maintenance records, either. The age of your appliances and systems doesn’t matter and won’t change the plans or pricing. In addition, your coverage goes into effect just ten days after signing the contract, which is preferable to the industry-standard 30-day wait period.

If you should sell your house while you have an active warranty plan, you can fully transfer that plan over to the buyer of your home.

How to Get a Quote from The Home Service Club

You can get a quote online by submitting your contact information. The HSC quote process is instant, and the costs associated with every option are clearly outlined. The quote only lacked details about the trade service call fees. After submitting a quote request while writing this article, I received a call from a company representative within 15 minutes.

If you’d rather talk by phone from the beginning of the process, you can call The Home Service Club customer service at 800-750-9443 for a quote.

When considering your quote, be sure to read all the details of the contract, including limits and exclusions and information on coverage caps. When using the online quote feature, you can click into each coverage item for extensive details on what’s covered and what elements aren’t protected under warranty.

Is The Home Service Club Right for You?

The Home Service Club’s warranty plans are some of the most comprehensive that we’ve seen. This home warranty company offers plenty of perks, including a wide array of upgrades and add-ons. If you’re shopping for the most affordable policies, this isn’t the company for you, but if you want quality, comprehensive coverage, this could be the right fit. The Home Service Club has also earned multiple awards from

  • 2015 Best in Service
  • 2016 Best in Service
  • 2018 Editor’s Choice
  • 2019 Best in Service
  • 2020 Best in Service

The Home Service Club’s website is one of the most detailed and straightforward sites that we’ve seen. The HSC quote process takes just seconds, and prices are clearly identified so you can choose and design the plan that fits into your budget.

While The Home Service Club is far from the least expensive home warranty option, its reputation and comprehensive coverage help justify the higher price point. Delivering nationwide service except for the state of Wisconsin, The Home Service Club should be a top contender when considering home warranty providers.

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