Home Warranty of America Review for 2020

Established in 1996, Home Warranty of America (HWA) offers a variety of warranty plans for both homebuyers and for sellers. Boasting competitive monthly rates, HWA plans offer comprehensive coverage at prices that are equal to or lower than the plans you’ll find from other companies.

Home Warranty of America

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In addition to offering plenty of optional add-ons, HWA allows you to choose your plan according to the trade call fee you’ll pay, putting you squarely in control of what you’ll spend.

HWA offers coverage in all 50 states and also covers a variety of property types, making it an option for many homebuyers and sellers. If you’re looking to minimize your home repair expenses and want the peace of mind that a home warranty offers, then HWA is a home warranty company to consider.

Home Warranty of America Plans

Home Warranty of America offers a variety of 13-month home warranty plans.

Trade call fees start at $50, but the fees also vary from state to state. In many states, you’ll have the option to choose a plan based on the trade call fee amount. Plans with higher trade call fees cost less per month, but plans with lower trade call fees are slightly more expensive per month.

You can see the plans available to you, as well as their costs, by using Home Warranty of America’s shop page. You’ll need some basic information, including the size of your home, the type of your home, and your zip code to get started.

Premier Plan

The Premier Plan is HWA’s base plan. This plan includes the following coverage:

  • Heating system
  • Ductwork
  • Water heater
  • Clothes dryer
  • Clothes washer
  • Kitchen refrigerator with ice maker
  • Range/oven/cooktop
  • Built-in microwave
  • Dishwasher
  • Garbage disposal
  • Trash compactor
  • Central vacuum
  • Electric system
  • Ceiling fan/exhaust fan
  • Burglar/fire alarm
  • Drywall
  • Doorbell
  • Garage door opener
  • Plumbing system
  • Instant hot water dispenser
  • Permanent sump pump
  • Stoppages/clogs
  • Whirlpool bath tub

Premier Plus Plan

The Premier Plus Plan gives you the most comprehensive coverage available. In addition to all of the coverage offered in the Premier Plan, the Premier Plus Plan plan also covers air conditioners, including window units. You’ll receive comprehensive coverage on dishwashers and garage door systems, too, including components that aren’t usually covered, like racks, baskets, rollers, and door seals.

Optional Coverage

In addition to the standard items included in home warranty plans, you can also upgrade your plans to include any of the following optional coverage options:

  • Limited roof leak repair
  • Standalone ice maker
  • Pool/spa
  • Well pump
  • Salt water pool
  • Septic tank pumping
  • 2nd refrigerator, dishwasher, range/oven/cooktop
  • Standalone freezer
  • Septic system/sewage ejector pump/septic tank pump
  • Guest unit

With these optional coverage add-ons, you can tailor your warranty so that you can enjoy peace of mind knowing that the most essential – and expensive – parts of your home are covered. You can also explore Eco-friendly and GreenPlus options, which cover the cost of replacing Energy Star qualified products.

When you’re ready to get down to the details, view the HWA Buyer Plan Coverage Summary to see all the specifics and choose the plan that’s just right for you.

Special Features

Home Warranty of America doesn’t require any inspections of homes or appliances for warranty coverage. There are also no age restrictions on any of the homes, systems, or appliances that the warranties cover. HWA offers a 30-day money-back guarantee on home warranties, and if you sell your home, you can transfer your warranty over to the new owner.

When you need service, you often need it quickly, and HWA works to ensure that your appliance is repaired or replaced promptly. Service technician appointments should be set within 48 hours of your request. If you haven’t heard from the service provider within the first 24 hours, HWA will give you the provider’s phone number so you can get in touch with them directly. HWA guarantees labor for 30 days and parts for 90 days.

While HWA offers a selection of different warranty plans with affordable monthly payments, the company also offers payment plans to ensure your warranty fits into your budget. The ability to choose your plan according to the trade call fee that you’re comfortable with is a unique perk. HWA warranty plans don’t carry any deductibles, and when an appliance is covered under your plan, you won’t face any additional service fees or expenses.

How to Get a Quote from Home Warranty of America

While you can see a summary of the plans available to you by using Home Warranty of America’s “shop” page, getting a customized quote will provide you with more detail. You can call 888-492-7359 to talk with an expert and get all of the details of the plans available in your location. Alternatively, you can fill out a quote request online with just your basic contact information and a representative will get in touch.

When you’re getting your quote, be prepared with some information to keep the process moving smoothly:

  • Property address
  • Property type
  • Square footage (Less than 2,500 square feet, 2,501-4,999 square feet, 5,000-7,499 square feet, 7,500-9,999 square feet, or over 10,000 square feet)

Is Home Warranty of America Right for You?

HWA offers coverage in all 50 states, making it a potential option no matter where you live. The company also offers coverage for condos, duplexes, fourplexes, mobile homes, new construction, single-family homes, and triplexes. It’s a versatile option that accommodates all sorts of building styles.

HWA offers coverage for sellers looking to minimize the costs involved in selling a house, as well as for buyers who want to protect themselves against unexpected expenses.

With HWA, the available warranty plans give you comprehensive coverage, including some items that aren’t traditionally covered under warranties, like burglar alarms, drywall, and doorbells. The ability to choose the plan with the trade call fee that you prefer is another benefit since you can decide whether saving on-call fees or saving on your monthly payments is more important. If you do have to file a claim, you can do so online or over the phone, and HWA is available 24/7, 365 days per year.

Many reviews praise HWA for prompt service, but it may be important to take an active role in scheduling and following up on your service. If you’re looking for a company that offers lower-cost warranties that still provide plenty of coverage, HWA may offer an affordable solution.

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