Sears Home Warranty Review for 2020

The Sears name is long-associated with quality home appliances and services. Sears started to offer home warranties in 1999, and its nationwide coverage makes it an accessible option for homeowners throughout the country. According to Sears Home Warranty, Sears performs more than seven million repairs each year.

Want to make sure you get the best home warranty?

Compare Sears with Other Home Warranty Companies

Sears Home Warranty offers three home warranty plans, each presented with upfront pricing and details on its website. By eliminating the quote request process, Sears streamlines the process of shopping for a home warranty. This saves you time and makes it easy to understand each plan at a glance.

Sears Home Warranty Plans

Sears warranty plans are available nationwide and are designed for homeowners who want peace of mind and financial protection against expensive repairs. Each plan is fairly comprehensive, and the many add-on options allow you to customize your plan as needed. Pricing is on the higher end when compared with other home warranty providers.

The following prices are approximate and reflect a home in Massachusetts.

Appliance Plan ($49.99/month)

The appliance plan provides coverage for the major appliances in your home:

  • Refrigerator with icemaker
  • Built-in dishwasher
  • Washer
  • Dryer
  • Range
  • Cooktop
  • Oven
  • Built-in microwave
  • Range exhaust fan
  • Built-in trash compactor

Extra Benefits

  • One annual heating and one cooling preventive maintenance check
  • 25% discount on HVAC and water heater repairs
  • 25% discount on appliance, HVAC, and water heater repairs during 30-day waiting period
  • Discounted oil changes at Sears Auto Centers

Coverage Details

  • $75 deductible per service
  • $10,000 cap per claim
  • $50,000 annual cap
  • No service request limit
  • 180-day service guarantee
  • 30-day hold on claims

System Plan ($59.99/month)

The System Plan covers the major systems in your home, but excludes appliance coverage:

  • Central air conditioner
  • Central heating
  • Plumbing system
  • Water heater
  • Water softener
  • Faucets and toilets
  • Garbage disposal
  • Plumbing stoppages
  • Electrical system
  • Ceiling fans
  • Garage door opener

Extra Benefits

  • One annual heating and one cooling preventive maintenance check
  • 25% discount on appliance repairs
  • 25% discount on appliance, HVAC, and water heater repairs during 30-day waiting period
  • Discounted oil changes at Sears Auto Centers

Coverage Details

  • $100 deductible per service
  • $10,000 cap per claim
  • $50,000 annual cap
  • No service request limit
  • 180-day service guarantee
  • 30-day hold on claims

Whole House Plan ($69.99/month)

This plan includes all of the coverage that both the Appliance Plan and System Plan offer.

Extra Benefits

  • One annual heating and one cooling preventive maintenance check
  • 25% discount on appliance, HVAC, and water heater repairs during 30-day waiting period
  • Discounted oil changes at Sears Auto Centers

Coverage Details

  • $100 deductible per service
  • $10,000 cap per claim
  • $50,000 annual cap
  • No service request limit
  • 180-day service guarantee
  • 30-day hold on claims

Optional Coverage

The following items are included in some plans, but they’re also available as add-ons so you can customize any plan to work for you.

  • Pool and/or spa with heater
  • Septic tank with pumping
  • Stand-alone freezer
  • Sump pump
  • Well pump
  • Central air conditioner
  • Central heating
  • Water heater
  • Water softener
  • Refrigerator with icemaker
  • Clothes dryer
  • Clothes washer
  • Built-in dishwasher
  • Built-in microwave
  • Range/cooktop/oven
  • Built-in trash compactor
  • Wall oven

Special Features

Home warranties from Sears include some unique benefits. A free heating and air cooling check once a year can help you to spot issues early on, possibly preventing a system breakdown. The plans also include a discount of up to 25% on items that aren’t covered under your warranty. Discounted oil changes mean the perks of these plans even extend to your vehicles. All of the plans cover unknown pre-existing conditions, and there’s no age limit to the products covered under the plans.

With Sears, your home warranty plan will automatically renew, so you don’t have to worry about lapsing coverage. If your account is up to date, then your coverage will continue without interruption. Sears will notify you in writing about 30 days before the renewal.

Sears guarantees all workmanship for 180 days. Support is available by phone 24/7 to help you promptly file a service request. Sears states that if an appliance cannot be repaired, the company will replace it, but terms and conditions apply.

How to Get a Quote from Sears Home Warranty

Sears makes getting a quote far easier than most other home warranty companies. When you access the Sears Home Warranty website, you’ll have an option to choose your location (this may be automated). The warranty comparison page automatically shows the available plans. The pricing based on your location displays in the drop-down menu under the “Enroll Now” section. This saves you the time of filling out forms, waiting for emailed quotes, and navigating the otherwise challenging quote systems that some companies have.

The warranty plan summaries go into more detail on coverage limits benefits than most other companies provide upfront. This makes it easy to scan the available warranty plans and decide which is best for your needs. Highlighting details like service guarantees, claim holds, annual caps, and caps per claim allows you to quickly understand the benefits of each plan. Many other home warranty companies bury this information within large policy documents.

Is Sears Home Warranty for You?

Sears brings a trusted name in the home appliance industry. With three easy-to-understand plans and upfront pricing and limits, Sears Home Warranty has one of the most detailed and transparent sites in the home warranty industry. Sears offers a variety of benefits, including discounted oil changes, discounts on services and appliances that aren’t covered, and many add-on options.

With home warranties available nationwide, Sears is an option no matter where you live. Prices are on the higher side, but the benefits of the plans can outweigh the higher prices. Be sure to consider the coverage options, company reviews, and benefits of each plan when deciding if Sears Home Warranty is right for you.

Top Home Warranty Companies