How Is Credit Card Interest Calculated?

If you have a credit card, you may know that interest is added to your balance until you pay it off. However, you may not understand what each of the terms surrounding interest rates mean. You’ll hear words like annual percentage rate or APR, daily interest rate and average daily balance. It can be quite…

Everything You Need to Know About Cash Advances

When you get a credit card, you should receive information about the various terms and rates for the different ways you use the card. One option is to receive a cash advance. While you may know that a cash advance means you get cash to spend how you want, you may not be aware of…

Everything You Need to Know About Credit Card Interest

When you apply for a credit card, the interest rate may be one factor that influences your decision on which one to get. Interest rates can vary and often add a lot to the payment amount you must make, so it is a sensible decision to factor it in when selecting a credit card. However,…

Credit Cards for Good Credit

Top Ten Credit Card Benefits for Cardholders with Excellent Credit Economics dictate that those with excellent credit ratings get the best deals when it comes to credit cards available for use. With all the different benefit choices and the variety of credit cards which offer them, it’s difficult to figure out which cards offer the…