The next time one of the appliances or systems in your home needs a repair, you’ll be glad that you have a home warranty in place. A home warranty does a tremendous job of protecting homeowners from significant expenses related to appliance and system repairs.
One of the most well-known home warranty companies on the market is Select Home Warranty. Chances are you have seen an ad for Select Home Warranty somewhere and have wondered if its home warranty coverage plans could be a good fit for your home.
There are different home warranty reviews. Our Select Home Warranty review will cover the pros and cons of Select, the featured services, and whether this is a company that you should be buying a warranty from.
Select Home Warranty Overview
Select Home Warranty is a company that has been on the market for close to ten years. They have a (Better Business Bureau) BBB rating of a B, and their home warranty plans are offered nationwide.
The factor that makes Select Home Warranty stand out is its fair pricing. There is no questioning the fact that this is one of the most reasonably priced plans on the market.
Select Home Warranty has three coverage plans: Bronze Care, Gold Care, and Platinum Care. Bronze Care plan covers eight major home appliances, and Gold Care covers six major home systems. Platinum Care combines the plans and adds coverage for plumbing stoppages, garage door openers, and ceiling fans.
In addition, Select Home Warranty offers its customers free roof leak coverage and two months of free service when you pay annually. Most customers are happy with the value, customer service, and response times from a Select Home Warranty Plan.
Select’s coverage not only extends to single-family homes, but also to multi-unit dwellings and condos.
With Select Home Warranty’s plans, you must provide yearly maintenance and cleaning for your covered items. The company may request three years of prior maintenance records. If you do not have those records, the payout per appliance/home system is capped at $150.
Pros
- Free roof leak coverage with every plan
- Fairly priced policies
- Availability nationwide
- 90-day workmanship guarantee
- Strict contractor guidelines and requirements
- Discounts for purchasing several years at a time
Cons
- Lower coverage caps on certain appliances and systems
- No customization of plan options aside from add-on features
Featured Services
Select Home Warranty provides budget-conscious homeowners with peace of mind by shielding them from costly appliances and system-related repairs. With this plan in place, the financial burden of unexpected breakdowns, such as a malfunctioning refrigerator or AC unit, will be significantly reduced.
Rather than worrying about how to pay for repairs during a single month, all you’ll need to do is pay a trade service fee to have the issue inspected, and the rest will be taken care of by the plan.
If you’re considering Select Home Warranty, here are some of the features and services you can expect to receive:
Appliance Coverage
If any of your household appliances like your refrigerator, cooktop, washer/dryer, dishwasher, and microwave break down, Select Home Warranty’s coverage plan will have you covered. You won’t have to worry about paying for your own technician since you can simply submit a request to have the appliance serviced by them.
A contractor will then be sent to your home to inspect the problem and determine if it needs to be repaired or replaced. If it’s beyond repair, Select Home Warranty can offer you compensation towards the replacement cost.
During the visit, you will have to pay a service call fee. Depending on the problem, the repair might be done right away or the technician might need to schedule a separate visit to complete a replacement. Either way, Select Home Warranty ensures that you won’t have to pay the high cost of repairing or replacing your appliances out of your own pocket.
Systems Coverage
Systems coverage works very similarly to appliance coverage. However, the system’s coverage will handle things such as your AC, heating and cooling systems, solar heating systems, ductwork, garage door opener, electrical system, and water heater. It doesn’t take very much time for a homeowner to understand that repairing and replacing systems is quite expensive.
The cost to repair an AC unit or even determine the cause of a ductwork blockage can be thousands of dollars. With the Select Home Warranty, you will only be responsible for your service fee, typically around $65.
Combo Coverage
The combo coverage (Platinum Care Plan) is the best coverage that Select Home Warranty offers. With the Platinum Care plan from Select Home Warranty, you will get a mix of both systems and appliances coverage. Having both; the systems and the appliance coverage, to help you protect your home can provide tremendous peace of mind.
It can be difficult to decide whether to cover your dishwasher or your heating system, but you can have both with the Platinum Care Plan. It’s also just a few dollars more per month than the appliance and systems plans alone.
Workmanship Guarantee
When a qualified Select Home Warranty representative comes to your home, you will want to ensure that they do a fantastic job on your repair. After all, you will pay a service fee for each repair that is done under this policy.
The workmanship guarantee with Select Home Warranty will last for 90 days. During these 90 days, if you have any trouble with the repair or replacement, Select Home Warranty will intervene and repair it completely free of charge.
To offer a 90-day workmanship guarantee, Select Home Warranty exhibits fairness and trust in its professional technicians and contractors.
Optional Coverage
In addition to the three plan options that Select Home Warranty offers, there is also optional or add-on coverage that you can choose from. The add-on coverage includes things like pools, septic systems, lawn sprinkler system, a well pump, and more.
If you have some unique features in your home and want to ensure total coverage, the Select Home Warranty plan can be a great choice. Keep in mind that optional coverage will be a few extra dollars a month, but the overall cost savings will typically be well worth the added costs.
Final Verdict
Hopefully, you now understand what the Select Home Warranty is and how it works. Overall, the Select Home Warranty plan is an excellent option for home warranty coverage and is accessible across the country. Its service fee is also lower than many other home warranty providers.
The one downside to the plan is that the coverage caps are a bit low. If you have high-end systems or appliances, you may end up having to pay quite a bit out of pocket if a significant repair comes along.
Select Home Warranty is the best home warranty company and is constantly offering deals and promotions to help save money on their home warranty plan. If you are debating whether this plan could be the best choice for you, give them a call and see what they are offering to new customers. The affordability may surprise you, and you could end up saving repair or replacement costs with your systems/appliances.