Whether you’re buying or selling a home, buying a home warranty plan can help to ensure that the process goes smoothly and that you don’t face significant unexpected expenses. Repairing equipment like your HVAC system or kitchen appliances can strain your budget, but your warranty can help to cover those repair costs.


If you’re considering home warranty coverage, then it’s important that you find a provider and a plan that’s a good fit for your needs. Old Republic Home Protection has been in business for more than 45 years and offers a variety of plans and coverage options.

Old Republic Home Protection Warranty Plans

Old Republic offers two plans: The Standard Home Warranty Plan and the CRES Preferred Coverage Plan. The CRES Preferred Coverage Plan offers additional benefits, but it’s only available in some states.

Keep in mind that Old Republic Home Protection only serves a little over half of the states in the country. Most of the business’ service area is concentrated in the southern area of the United States. Take a quick peek at the warranty coverage map to see if you’re eligible for coverage before spending time researching the details of these warranties.

Warranty plan prices vary from state to state. The examples below refer to the prices offered for a single-family home in Texas, but for the most accurate idea of pricing, be sure to refer to the brochures for your state.

Standard Home Warranty Plan ($405 per year)

With the Standard Home Warranty Plan, you’ll enjoy comprehensive coverage including:

  • Primary gas, oil or electric heater
  • Air conditioner/cooler
  • Ductwork
  • Limited pest control
  • Drain line stoppages
  • Plumbing pipe leaks
  • Toilets
  • Water heater
  • Built-in jetted bathtub motor & pump
  • Recirculating pump
  • Instant hot/cold water dispenser
  • Garbage disposal
  • Water pressure regulator
  • Sump pump
  • Electrical system
  • Exhaust, attic, ceiling, whole house fans
  • Garage door opener
  • Central vacuum
  • Rekey service
  • Dishwasher
  • Trash compactor
  • Kitchen exhaust fan
  • Oven/range/cooktop
  • Built-in microwave oven

Rekeying service is included for homebuyers to help make your move into your new home more convenient and to ensure your safety. There’s no dollar limit for refrigerant replacement, which can be an expensive service. This plan has a $75 trade call fee, which you will need to cover during any service appointments. If the issue and appliance are covered under the warranty, you won’t be responsible for any repair costs.

Ultimate Protection ($510 per year)

The Ultimate Protection option includes all items covered under the Standard Warranty plan. In addition. This upgrade includes coverage for:

  • Ultimate enhancements
  • Refrigerant recapture, reclaim and disposal
  • Code upgrades, permits, haul away, cranes
  • Mismatched systems and improper installation

Platinum Protection ($665 per year)

If you step up to the Platinum Protection option, you’ll still enjoy all of the coverage offered under the Standard Home Warranty and the Platinum Protection plans. In addition to that coverage, this upgrade includes:

  • Increased coverage for plumbing items and stoppages
  • Increased coverage for manufacturer’s warranties
  • Modifications
  • Increased coverage for zone controls and specific HVAC systems

CRES Preferred Coverage Plan ($450 per year)

Old Republic Home Protection and CRES Insurance Services partner to offer Errors & Omissions insurance in some states. This warranty is available as a 12- or 13-month plan and it gives you an additional level of protection when compared to the Standard Home Warranty Plan. This coverage helps to safeguard both buyers and sellers, and sellers receive up to $50,000 Errors & Omissions coverage for up to six months after the sale.

The CRES Preferred Coverage Plan is available in the same three levels as the Standard Home Warranty Plan. Under the CRES plan, the Platinum level option includes an enhanced slab leak limit and external pipe leak coverage, as well as $1,000 toward modifications on covered repairs.

The CRES plan also offers an advantage when it comes to trade call fees. While the fees are still $75 per call, you’ll only have to pay the fee if a technician doesn’t render a service. If the technician discovers an issue that isn’t covered under your warranty, you won’t be responsible for the trade call fee.

Optional Coverage

Home buyers can choose from a wide array of optional coverage upgrades:

  • Pre-season HVAC tune-up
  • Swimming pool/spa equipment including salt water circuit board and cell
  • Ornamental fountain motor/pump
  • Solar pool and/or spa components
  • Solar hot water system equipment
  • Limited roof leak repair
  • Outdoor kitchen
  • Washer/dryer
  • Kitchen refrigerator
  • Additional refrigeration units
  • Water softener/reverse osmosis water filtration system
  • Enhanced slab leak limit/external plumbing
  • Septic tank pumping/septic systems including sewage ejector pump

These upgrades allow you to tailor your home warranty so that it protects any of these additional elements, so you have peace of mind knowing that you’re fully covered.

Special Features

While many businesses may require home inspections before granting warranties, Old Republic Home Protection doesn’t require inspections. The above prices reflect a single family home in Texas, but Old Republic also offers coverage for many building types:

  • Condo/townhouse/mobile home
  • Duplex
  • Triplex
  • Fourplex
  • New construction

Old Republic also has an A+ rating on the Better Business Bureau, and a 45-year history of providing quality services to homeowners. Since 1974, the business has served over six million homeowners, and its staff of over 600 employees are ready to help you.

If you need service, there are many ways to quickly get assistance. Old Republic Home Protection is open 24 hours a day, seven days a week, 365 days a year, so you’ll never be without help. You can call the Customer Service department at 800-972-5985 or request service through your Homeowner Central account.

How to Get a Quote from Old Republic Home Protection

The Old Republic website provides a straightforward and comprehensive place to start when getting an idea of warranty costs for your home. The ability to see prices that are tailored to your state or even your county can help you to understand the costs associated with different plans.

In some cases, you may need or want to call 900-445-6999 for a customized quote. Old Republic requests that you call for a quote if you’re looking for a warranty on a home that measures over 5,000 square feet, or if you have another type of property.

Is Old Republic Home Protection Right for You?

Because Old Republic only offers plans in certain states, start by making sure that coverage is available in your area. The multiple plan levels and optional coverage add-ons give you the ability to design a plan that works specifically for your needs, making Old Republic a suitable option for many homebuyers and sellers.

With 24/7 customer service, a variety of add-on options, and a standard $75 trade service fee, Old Republic can be an excellent company for home warranties if you’re in a covered state. As always, take the time to thoroughly read your policy and make sure you understand what is covered and your coverage limits. Old Republic’s plans are affordably priced, and with a single large repair the plan could quickly pay for itself.

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