Old Republic Home Protection Review for 2024

If you’re in the process of buying or selling a home, you might want to consider getting a home warranty plan to help ensure a smooth process and avoid unexpected expenses. Home appliances and systems, like your HVAC or kitchen appliances, can be expensive to repair or replace, but a warranty can help cover those costs and alleviate some of the financial strain.


Want to make sure you get the best home warranty?

Compare Old Republic with Other Home Warranty Companies

However, it’s important to find a home warranty provider and plan that best fits your specific needs. Old Republic Home Protection is a company that’s been in business for over 45 years and provides various plans and coverage options. By doing your research and finding the right provider, you can protect your budget and have peace of mind during the home buying or selling process.

Home Warranty Plans Offered by Old Republic Home Protection

Old Republic Home Protection offers two comprehensive home warranty plans: The Standard Home Warranty Plan and the CRES Preferred Coverage Plan. The CRES Preferred Coverage Plan offers additional benefits, but it’s only available in some states.

Keep in mind that Old Republic Home Protection only serves a little over half of the states in the country. Most of the business’ service area is concentrated in the southern region of the United States. So take a quick peek at the warranty coverage map to see if you’re eligible for coverage before spending time researching the details of these warranties.

Warranty plan prices vary from state to state. The examples below refer to the prices offered for a single-family home in Texas, but for the most accurate idea of pricing, be sure to refer to the brochures for your state.

Standard Plan ($405 per year)

With the Standard Plan, you’ll enjoy comprehensive coverage including:

  • Primary gas, oil, or electric heater
  • Air conditioner/cooler
  • Ductwork
  • Limited pest control
  • Drain line stoppages
  • Plumbing pipe leaks
  • Toilets
  • Water heater
  • Built-in jetted bathtub motor & pump
  • Recirculating pump
  • Instant hot/cold water dispenser
  • Garbage disposal
  • Water pressure regulator
  • Sump pump
  • Electrical system
  • Exhaust, attic, ceiling, whole house fans
  • Garage door opener
  • Central vacuum
  • Rekey service
  • Dishwasher
  • Trash compactor
  • Kitchen exhaust fan
  • Oven/range/cooktop
  • Built-in microwave oven

Rekeying service is included for homebuyers to help make your move into your new home more convenient and ensure your safety. There’s no dollar limit for refrigerant replacement, which can be an expensive service. This plan has a $75 trade call fee, which you will need to cover for each service request. If the issue and appliance are covered under warranty, you won’t be responsible for repair costs.

Ultimate Protection ($510 per year)

The Ultimate Protection option includes all items covered under the Standard Warranty plan. In addition. This upgrade provides coverage for:

  • Ultimate enhancements
  • Refrigerant recapture, reclaim and disposal
  • Code upgrades, permits, haul away, cranes
  • Mismatched systems and improper installation

Platinum Protection ($665 per year)

If you step up to the Platinum Protection option, you’ll still enjoy all the coverage offered under the Standard Home Warranty and the Platinum Protection plans. In addition to that coverage, this upgrade includes:

  • Increased coverage for plumbing items and stoppages
  • Increased coverage for manufacturer’s warranties
  • Modifications
  • Increased coverage for zone controls and specific HVAC systems

CRES Preferred Coverage Plan ($450 per year)

Old Republic Home Protection and CRES Insurance Services partner to offer Errors & Omissions insurance in some states. This warranty is available as a 12- or 13-month plan, and it gives you an additional level of protection compared to the Standard Plan. This coverage helps to safeguard both buyers and sellers, and sellers receive up to $50,000 Errors & Omissions coverage for up to six months after the sale.

The CRES Preferred Coverage Plan is available in the same three levels as the Standard Plan. Under the CRES plan, the Platinum level option includes an enhanced slab leak limit and external pipe leak coverage, as well as $1,000 toward modifications on covered repairs.

The CRES plan also offers an advantage when it comes to trade call fees. While the service fees are still $75 per call, you’ll only have to pay the fee if a technician doesn’t render a service. In addition, if the technician discovers an issue that isn’t covered under your warranty, you won’t be responsible for the trade call fee.

Customizing Your Warranty: Optional Coverage Choices

Homebuyers can choose from a wide array of optional coverage upgrades:

  • Pre-season HVAC tune-up
  • Swimming pool/spa equipment including salt water circuit board and cell
  • Ornamental fountain motor/pump
  • Solar pool and/or spa components
  • Solar hot water system equipment
  • Limited roof leak repair
  • Outdoor kitchen
  • Washer/dryer
  • Kitchen refrigerator
  • Additional refrigeration units
  • Water softener/reverse osmosis water filtration system
  • Enhanced slab leak limit/external plumbing
  • Septic tank pumping/septic systems including sewage ejector pump

These upgrades allow you to tailor your home warranty so that it protects any of these additional elements, so you have peace of mind knowing that you’re fully covered.

Old Republic Home Protection Reviews

Old Republic Home Protection stands out with its A+ rating from the Better Business Bureau (BBB), reflecting a longstanding commitment to quality service over its 45-year history. To make an informed decision, consider exploring a range of customer reviews.

These insights, sourced from actual users, provide valuable perspectives on their experiences with Old Republic. It’s beneficial to compare these reviews with feedback on other home warranty companies.

What Sets Old Republic Home Protection Apart: Special Features

While many businesses may require a home inspection before granting home warranties, Old Republic Home Protection doesn’t require one. The above prices reflect a single-family home in Texas, but Old Republic also offers coverage for many building types:

  • Condo/townhouse/mobile home
  • Duplex
  • Triplex
  • Fourplex
  • New construction

Since 1974, the business has served over six million homeowners, and its staff of over 600 employees is ready to help you. If you have a service request, there are many ways to get assistance quickly.

Old Republic Home Protection is open 24 hours a day, seven days a week, 365 days a year, so you’ll never be without help. You can call the Customer Service department at 800-972-5985 or request service through your Homeowner Central account.

How to Get a Quote from Old Republic Home Protection

The Old Republic website provides a straightforward and comprehensive place to start when getting an idea of warranty costs for your home. You can see prices tailored to your specific state or even county, which can be helpful in determining what you might need.

However, there may be cases where you need more personalized information. For example, maybe you’re looking for a warranty on a home that measures over 5,000 square feet or you have a different type of property.

If so, Old Republic requests that you call their customer service line at 900-445-6999 to receive a customized quote. By doing so, you can get a more accurate estimate of what a home warranty would cost for your unique situation.

Is Old Republic Home Protection right for you?

Because Old Republic only offers plans in certain states, start by making sure that home warranty coverage is available in your area. The multiple plan levels and optional coverage add-ons allow you to design a plan that works specifically for your needs, making an Old Republic home warranty a suitable option for many homebuyers and sellers.

With 24/7 customer service, various add-on options, and a standard $75 trade service fee, Old Republic Home Protection can be an excellent home warranty company if you’re in a covered state. As always, take the time to thoroughly read your policy and make sure you understand what is covered and your coverage limits. Old Republic’s plans are affordably priced, and with a single large repair, the plan could quickly pay for itself.

Top Home Warranty Companies

Meet the author

Crediful is your go-to destination for all things related to personal finance. We're dedicated to helping you achieve financial freedom and make informed financial decisions. Our team of financial experts and enthusiasts brings you articles and resources on topics like budgeting, credit, saving, investing, and more.