What is Sears/CBNA?
Sears/CBNA is a credit report code that stands for Sears/Citibank North America.
Sears/CBNA may be on your credit report as a hard inquiry. This usually happens when you apply for a Sear’s credit card issued by Citibank.
The Sears Gold MasterCard is a rewards credit card that gives Sears customers 12 months financing and reward points for their purchases at Sears.
Sears/CBNA Credit Inquiries
Hard inquiries on your credit report will typically only drop your credit score by a few points. However, if you have too many, especially in a short period of time, they can really start to add up and do some damage.
How long do hard inquiries stay on your credit report?
Hard inquiries can remain on your credit report for up to 2 years. Each time an inquiry is made, it is recorded by one or all of the three major credit reporting agencies – Equifax, Experian, and TransUnion.
Can Sears/CBNA be removed from my credit report?
Lexington Law specializes in removing inquiries and other negative marks on your report. They have over 28 years of experience and have removed over 10 million negative items for their clients in 2018 alone.
They can also help you dispute (and possibly remove) the following items:
- late payments
- collections
- charge offs
- foreclosures
- repossessions
- judgments
- liens
- bankruptcies
Get Your Inquiries Removed Today!
If you’re looking for a reputable company to help you repair your credit, we HIGHLY recommend Lexington Law.
Call them at (800) 220-0084 for a free credit consultation. Paralegals are standing by waiting to take your call.