What is Webbank Fingerhut?
WebBank issues the Fingerhut Advantage Credit Account and the Fingerhut FreshStart installment loan. These products can be used to finance purchases at Fingerhut’s website or the Fingerhut catalog.
The Fingerhut Credit Account by WebBank is a revolving line of credit, similar to a credit card. It’s advertised as a way for online shoppers to build credit while paying off their purchases over time.
Fingerhut Credit Inquiries
WebBank Fingerhut may be on your credit report as a hard inquiry. Hard inquiries on your credit report will typically only drop your credit score by a few points. However, if you have too many, especially in a short period of time, they can really start to add up and do some damage.
How long do hard inquiries stay on your credit report?
Hard inquiries can remain on your credit report for up to 2 years. Each time an inquiry is made, it is recorded by one or all of the three major credit reporting bureaus – Equifax, Experian, and TransUnion.
Can WebBank Fingerhut be removed from my credit report?
Lexington Law specializes in removing inquiries and other negative marks on your report. They have over 28 years of experience and have removed over 10 million negative items for their clients in 2018 alone.
They can also help you dispute (and possibly remove) the following items:
- late payments
- charge offs
Get Your Inquiries Removed Today!
If you’re looking for a reputable company to help you repair your credit, we HIGHLY recommend Lexington Law.
Call them at (800) 220-0084 for a free credit consultation. Paralegals are standing by waiting to take your call.