What is SYNCB/TJX CO DC?
SYNCB/TJX CO DC is a credit report code that stands for Synchrony Bank/T.J.Maxx Companies DC.
SYNCB/TJX CO DC (or SYNCB/TJX DC) may be on your credit report as a hard inquiry. This usually happens when you apply a T.J. Maxx credit card issued by Synchrony Bank.
Hard inquiries on your credit report will typically only drop your credit score by a few points. However, if you have too many, especially in a short period of time, they can really start to add up and do some damage.
How long do hard inquiries stay on your credit report?
Hard inquiries can remain on your credit report for up to two years. Each time you make an inquiry, it is recorded by one or all of the three major credit reporting agencies: Equifax, Experian, and TransUnion.
Removing SYNCB/TJX CO DC from Your Credit Report
The first option is to initiate a dispute process with the credit reporting agency. This requires submitting a dispute letter that explains why the inquiry is inaccurate and requests its removal from your credit report.
However, this option can be tedious and frustrating, particularly if your dispute is unsuccessful despite having a compelling argument.
Assistance from a Credit Repair Company
A credit repair company like Lexington Law can help in situations where the dispute process is challenging. With over 18 years of experience in the industry, they specialize in removing negative marks from credit reports.
In 2021 alone, Lexington Law’s clients saw over 6 million removals on their reports due to the dedicated efforts of their team. Additionally, they can help you dispute and potentially remove items such as:
- late payments
- collections
- charge offs
- foreclosures
- repossessions
- bankruptcies
Improve Your Credit Score and Secure Your Financial Future
Don’t let a poor credit score stand in the way of achieving your financial dreams. If you need help repairing your credit, consider contacting Lexington Law for a free credit consultation. They have a history of helping people in similar situations and can provide the assistance you need.
Visit their website and complete the online form to learn more about their services and how they can help you boost your credit.
Ready to Raise Your Credit Score?
Some clients have raised their credit scores
by 100 points* or more.
