What is SYNCB AEVISA?
SYNCB AEVISA is a code that represents Synchrony Bank’s American Eagle Visa credit card. This code is used by credit reporting agencies to identify specific credit inquiries related to applications for the American Eagle Visa card issued by Synchrony Bank.
Why is SYNCB AEVISA on Your Credit Report?
SYNCB AEVISA may appear on your credit report when you apply for an American Eagle Visa credit card, as the bank reviews your credit history to determine your eligibility. This credit check results in a hard inquiry on your credit report, which is recorded by the credit bureaus and may temporarily impact your credit score.
How SYNCB AEVISA Hard Inquiries Affect Your Credit Score
A hard inquiry stemming from a SYNCB AEVISA credit card application can cause your credit score to decrease by a few points. A single hard inquiry may not have a significant effect on your credit score. However, accumulating multiple hard inquiries—especially within a short time frame—can lead to more substantial damage to your credit score.
This is because having numerous hard inquiries can signal to potential lenders that you may be a higher-risk borrower, making it more challenging to secure loans or credit cards in the future.
How long do hard inquiries stay on your credit report?
Hard inquiries can stay on your credit report for up to two years. Whenever you initiate an inquiry, it might be recorded by one or all three major credit bureaus—Equifax, Experian, and TransUnion.
The presence of these inquiries on your report can impact your creditworthiness and make it more difficult to secure loans or credit cards in the future.
Can SYNCB AEVISA be removed from my credit report?
Credit Saint is a reputable company that specializes in removing inquiries and other in accurate negative marks on your credit report. In addition to removing inquiries, they can also help you dispute and potentially remove the following items from your credit report:
- late payments
- charge offs
Begin Your Path to Better Credit Today
If you’re facing the challenges of poor credit and are eager to improve your financial situation, a no-cost credit consultation with Credit Saint could be the solution you need. With a history of successfully assisting individuals in similar situations, they can provide valuable guidance and support.
To learn how they can help you, visit their website and fill out the form to request a free consultation. This first step could pave the way towards better credit and a brighter financial future.
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